WEEK 7 RECAP: Now Funky Fresh

General Health

I may have failed to mention that I had a dental checkup, well-woman, and physical in the last three weeks!  For most things – I was normal and healthy.  Some general health things I need to do – floss more, weight-baring exercise, and better diet.

Still trying to find the balance where I can eat fatty things and be healthy and closer to calorie goals.  myfitnesspal  has been great for water and calorie tracking…not much on exercise tracking because I’m having a hard time logging the Girl Meets Fitness workouts.  I just switch my FitBit to workout mode and pray it’s adjusting properly.

I am FOUR Weeks Down on the StepBet Challenge – OVER THE HUMP!

GYM July 2016 – June 2017: 45(as of 2/17)  /120

Sub-Goal: Donate Blood – TODAY IS THE DAY!  My appointment is at 5:30 but since I’m off today I may try to go earlier.

Be Creative
My scarf is coming along swimmingly!  I had one huge fuck up and my friend had to “frog” a few rows but I’m back in action!

Financial Goals

Well.  February is ALWAYS a really rough month financially.  Car insurance.  BJ’s (cheaper in the long run for meat than regular markets and buying in bulk keeps us shopping out of the freezer)  Higher utilities due to weather.  More travel expenses through the city in inclement weather.  Not to mention that I’m still waiting on the surgery bill from last month.

All hands on deck.  Batten down the hatches.  Time to get frugal as fuck.

Pay Down Some Mortgage
I closed my Qapital account this week.  The new bank account that I recently opened for a cash bonus has direct deposit and also gains interest!  It’s also directly linked to my mortgage account so I am confident that I am more likely to throw money directly into the principal.  Like the $31.50 I put in the other day just to even out the dollar amount in the checking account.

For this goal I will now not talk about what I’m saving to put into it but what actually gets transferred to the principle!

Save Like a Motherfucker Frugal as Fuck
It would appear that I’m the antithesis of saving like a motherfucker this month.  I had to dip in and I’m now negative for this goal.  I’ll be posting a few more posts on how I’m going to be frugal as fuck for the next few weeks.

Mortgage: $31.50/$1,000
Savings: $0/$1,000
So $2,000 towards each of these goals by June? Um….

Professional Goals

Continuing Education Credits for Health License
We started this training this week and I was told to wait another month or two before I start the CE credits.  Boo.

Learning About Annuities
Still waiting on this to be scheduled.

Blog Goals

Why The Fuck Are You Reading This?
Yeah I’m not sure – I noticed last week that I didn’t fully proofread my weekly update and had to fix it after and I was a bit mad that I didn’t proofread better!

Weekly Updates
I feel good about wiping everything but a few links from this and starting anew so I could a) break up the monotony and b) ensure we have less kerfuffles this week!

6 Weeks Down. 46 To Go!

6 Weeks of this has turned it into a habit – I keep in mind my goals each week as I do things and I think it’s really helping with focus!  I’ve also got a routine down that makes me feel better during the day.

General Health
I’ve been logging religiously on myfitnesspal  despite not staying within calorie budgets.  I joined the GMF February Fitness Challenge with  Girl Meets Fitness that started February 6!  Did I go to the gym on day one and do the youtube?  HOLY FUCK I ACTUALLY DID THE WORKOUTS!  I even did one of the days at home for a snow day – I only got 20 minutes in but it was better than nothing.

I am Three Weeks Down on the StepBet Challenge  I was pretty concerned that my rest day was on Thursday due to a snow day – I REALLY needed the sleep and laziness.  Sunday was rainy and NOT EASY and there was a LOT of house pacing and chores-doing.  Mad shout-outs to my weekly Aldi date who also needed to go to Petsmart and was happy to walk a few laps with me around the store before checkout.

I went to the gym A LOT this week – even Saturday!  It feels good to get up and do it.

GYM July 2016 – June 2017: 42 /120
GMF is definitely help me reach this goal – I did try to do one workout at home but it’s just too distracting!  I’m trying to get 5:30am to be my work week habit

Sub-Goal: Donate Blood – February 20th!

Be Creative
I got to make Harry Potter wands with my friend for her Harry Potter birthday party on Saturday.  Chopsticks, hot glue, paint, and pizza?!  Hell to the yes.  I had SO MUCH FUND doing this and booping people on the nose with them.

I’m still knitting!   I LOVE KNITTING!  I just have to get better so I can learn how to fix my mistakes as I get frustrated easily.  I (mostly?) learned how to tink* and am told my rows are pretty good.  I’ve found that this is a great activity to do while running SwagBucks videos are running on my laptop.

This basically sums up my challenges.
This basically sums up my challenges.

*”tink” means to knit backwards when you make a mistake – it’s just knit backwards HAHAHA

Financial Goals

Pay Down Some Mortgage
I’m up to $81.49 this week using Qapital – I added a few more rules ot try to get to that $100 faster and hopefully that works soon!  I guess I could, in theory, save the whole $1,000 through this but with the opening of the Wells Fargo account mentioned last week I think I’m better off pumping cash into that account because it earns interest.  I also took some of my rolled change money that I deposited into Wells Fargo last week and threw it at the principal just like the financial adviser I met with told me to do!

Save Like a Motherfucker
Soooo I forgot about this thing called “car insurance” that is due every 6 months so it was an all-hands-on-deck situation to pull $413 to get that paid before I got stuck with interest on the credit card.  It’s going to be a rough month.

Mortgage: $31.50 + $81.49 = /$1,000
Savings: $0/$1,000
So $2,000 towards each of these goals by June?Yeah I still got this.

Professional Goals

Continuing Education Credits for Health License
We started this training this week and I was told to wait another month or two before I start the CE credits.  Boo.

Learning About Annuities
Someone else at work is scheduling this sooooooo hopefully March or April?

Blog Goals

Why The Fuck Are You Reading This?
Yeah I’m not sure why you are either…but it’s good for me right now!  I know that I need to produce more content that is going to be for YOU but it feels like I’m doing a lot of good things right now and I need to roll with that.  Progress.

Weekly Updates
I definitely need these updates more than you need them.

WEEK 5: Knits, Bits, & Shits

FEBRUARY HAS BEGUN!  GET IT, BITCHES.

Personal Goals

General Health
I’ve been logging religiously on myfitnesspal  despite not staying within calorie budgets.  I may have also joined a [free] February Fitness Challenge with Girl Meets Fitness that starts today!  Did I go to the gym on day one and do the youtube?  WAIT A WHOLE DAMN WEEK TO FIND OUT LOL.

I am Two Weeks Down on the StepBet Challenge  I need to hit at least 14,979 steps 4 days a week and 18,592 steps 2 days a week, every week, until March 5.  I rocked week 2 with flying colors!  There is $26,520 in the pot and at least 35 people have dropped out already.

GYM July 2016 – June 2017: 37/120
I got it in TWICE this week – definitely an improvement!

Sub-Goal: Donate Blood – February 20th!

Be Creative
I hit the library on break one day and picked up Nudge: Improving Decisions about Health, Wealth, and Happiness and have kind of been slogging through it.  I’m finding it more and more difficult to read on the bus which leads us to the other creative thing….

knits

I’m learning to knit!!!  I was telling my friend how I was interested in taking a knitting class and she said I could just come to her knitting circle and teach me!  I went to Loop and picked up a skein of yarn and wooden needles and I’m learning!  I do great as long as a knitter is somewhere near me but I am having a hard time learning how to fix my mistakes.  Despite looking at several youtubes I just cannot figure out how to fix a dropped stitch!!  So I must wait until Thursday to get it fixed and keep going….but in time I will learn to fix my mistakes.

Financial Goals

Pay Down Some Mortgage
I’m up to $71.33 this week using Qapital Only one #wallydog pictures last week on his third birthday but other spending pumped this up!

Save Like a Motherfucker
MoneyTalkNews had a post about Wells Fargo running a promotion where you get $250 for opening a checking account so I have a bank account linked to my mortgage now!  It was $25 to open so I took the $25 from paypal and I rolled a bunch of change at the house (more on this on Tuesday!) so there is now $81.50 sitting in that account and it gains a little interest!!

Mortgage: $63.43/$1,000
Savings: $81.50/$1,000
So $2,000 towards each of these goals by June?Yeah I still got this.

Professional Goals

Continuing Education Credits for Health License
We started this training this week and I was told to wait another month or two before I start the CE credits.  Boo.

Learning About Annuities
Someone else at work is scheduling this so

Blog Goals

Why The Fuck Are You Reading This?
I need to get better about using Instagram to promote this blog since it’s my second most popular platform (Facebook being #1 but I’m just not comfortable advertising to that platform yet)

Weekly Updates
5 down.  47 to go!  I like doing this on Sunday nights to share with you all the next morning

Any ideas on how to achieve these goals?  I’m all ears!

One Week Down. Fifty One to Go.

How did the first week of my goals go?  Well…let’s see:

Personal Goals

General Health
I went to the gym twice last week which is better than many other weeks.  I forgot to mention in my initial post that my gym will reimburse my gym memberships if I go to the gym 120 times in a calendar year.  120 equals going up to three times most weeks so it’s a bit tough and I have a few months where I was off the bandwagon.  So far I’ve been 32 times since July 5th…in theory, if I go 3 times a week from now to the end of june I can hit that reimbursement!

As you read this, I’m finishing up at the gym right now!  I’ll be down for the count Thursday and Friday so I’m making an effort to get it in early this week.

GYM July 2016 – June 2017: 33/120

Sub-Goal: Donate Blood – February 20th!

create! Create!! CREATE!!!
I STARTED A PAINTING!  I got my paints all set up in my Craft Cave and have put two layers down so far.  It feels good but I think I need to get a second one going too because I forgot how much I hate lag time when waiting for paint to dry.

Curious of what Wally was helping me with last week?  I WORKED ON A LATCH HOOK PROJECT!  I pulled a latch-hook rug project out that I started a year ago and finished the block but now need to go back and fix it up.  I don’t want to reveal what it is yet….so here’s another picture of Wally helping me with it:wp-1483926358383.jpg

I picked up Amy Poehler’s Yes Please at the library and finished the book last night.  I’m convinced that Amy Poehler and I are *almost* the same person and feel freshly renewed.  The book set a good tone for my year and was full of awesome quotes to hold close.  I joined a Goodreads Reading Challenge to read 6 books this year – a bit less than the 30+ most of my friends on there have pledged….but I’m realistic and know myself.  I do have a few books waiting to come in at the library and I anticipate finishing this book pretty darn fast.

 

Financial Goals

Pay Down Some Mortgage
I saved $8 this week using Qapital

Save Like a Motherfucker
This week was a bit of a wash as I did go out twice BUT I also got a free catered lunch at work that fed staff for 2 days of lunch, the man and I for dinner, dinner with friends on Saturday…and I’m eating the rest of it for lunch at work today.  I did not actually save yet soooo…

Mortgage: $8/$1,000
Savings: $0/$1,000
So $2,000 towards each of these goals by June? It’s still reasonable.

Professional Goals

Continuing Education Credits for Health License
I e-mailed someone at work that does webinars and teaches people the products we sell so he’s going to call me this week to set up some webinars.

Learning About Annuities
I e-mailed someone different at work and they are on vacation so I hope to hear back sometime next week.

Blog Goals

Why The Fuck Are You Reading This?
Thank you to the people that have read for the last week!  I look forward to interacting in the future and hearing what people have to say.

Weekly Updates
Well….one down.

How did the first week of 2017 go for you?

#wallydog

#WallyDog is helping!

#wallydog
#wallydog

Someone is helping me with my creativity goal!

So far in this new year I have visited one friend and taking this guy for a nice long nature walk, dropped my car at a dealership for a free recall repair, and I have spent $35 at Aldi to last us the week.

What are you doing on this glorious Monday?

A Better Way to Goal – Wuddup, 2017?

“To be happy we need something to solve. Happiness is therefore a form of action;”
Mark Manson, The Subtle Art of Not Giving a F*ck: A Counterintuitive Approach to Living a Good Life

I’ve spent the last few years haphazardly monitoring my goals that every year seem to be the same themes with little progress….and every year I end up feeling unfulfilled.

This year, I’m going to go a bit above and beyond. I turned 30 this month and I’m finally ready to grow and focus.  Less nickel and diming and more big-picture shit.  I think I’ve put together some legitimate, measurable goals for 2017 that I am excited to work towards.

Personal Goals

General Health
2016-08-25-07-23-05“lose weight” is pretty typical but this year I just want to focus on making good health decisions.  I’ve gained about 30lbs in the last 2 years which sucks but I am not upset with how I look.  So I am going to get some blood work done in February after my sinus surgery to see where I really need to work but am also going to continue doing healthy shit like not drinking soda and hitting the gym and using my FitBit.
Sub-Goal: Donate Blood – Donating blood is basically the poor philanthropist’s greatest gift.  Too broke to give money?  Here is some shit your body literally regenerates for free.  Have at it.  I’m signed up for a blood drive on February 20th to donate at the University of Pennsylvania (had to wait until after surgery)

Focus on Creativity 
I’ve spent the last few years focusing my energy on committing almost every waking moment to making money – from work to sitting in front of this laptop cranking out surveys and videocounts for apps like Swagbucks and InboxDollars.  Every year, the earning becomes less and the burden to make pennies greater.  It doesn’t make me happy.  So I need to reset that.

2011

Creating makes me happy.  Painting, doodling, collaging, reading, going to art shows makes me happy.  I need to get back to that and bring my focus back to the ways I feel most alive.  I’m gonna do the fuck out of some art this year and I’m going to work the sexiest on me – my goddamn brain.

Financial Goals

Pay Down Some Mortgage
Wuddup, mortgage? How YOU doin? Look, we’re cool and all but I don’t want to hang together for 30 years. So I’m gonna pump money into your principal this year. Take it like a champ. But June I want to have one extra payment of just principal in there – about $1,000.

Save Like a Motherfucker
Between my savings and my Roth IRA there is a lot of opportunity to put more money away and I need to embrace that this year. Ideally I would like to put at least $1,000 away by June between those two accounts.

So $2,000 towards these goals by June? It’s reasonable.

Professional Goals

License Credits
In order to maintain my health, life, and disability insurance license I have to get 24 Continuing Education (CE) credits every 2 years.  It would appear that most people wait until they’re getting the notifications that it is about to expire.  I’m going to get a jump on it and try to get 12 credits done by June.

Annuities
These are not my responsibility at work currently but I want to learn more about them.  There’s not much elaboration here because I have much to learn.

Blog Goals

Why The Fuck Are You Reading This?
I want to be a voice for personal growth.  I want to motivate my fellow “aging millennials” to push through mountains of debt and still live a happy life.  I’m tired of stressing about my student loans and mortgage every goddamn day and it took a meeting with a financial adviser for me to realize that I am paying off my investments in my future and there’s no need to live a life of guilt and deprivation.  Within reason.

Weekly Updates
I want to work to update you on these goals weekly.  I want to spend most of my time creating but I want to check in and be held accountable.  Follow me to share your journeys.  Follow me to ridicule me when I miss a week or have gained another 30 pounds.  Follow me to see a lot of F-bombs.

So these are my goals to solve  – what are you going to accomplish the fuck out of in 2017?

Craft Cave + Painting

Today I have the day off thanks to Christmas – so the man and I are bopping around the house, cleaning up, and tackling some projects.  I am going to start a painting and he is testing out some stripping on a trash-picked end table.

wp-1482771185506.jpgGetting my hands dirty…

Even though he has primarily used the basement so far for projects in the winter…I am really putting a Craft Cave together down there for craft and art projects.  Today I put a base color down on my first canvas in a good 5 years and it feels good to have paint on my hands again.  I’m going to warm up with some paintings of my dog.

 

I will use this link to organize my palette

I’m looking forward to using these hands to make some artwork again in 2017!

What are you doing to live a more creative life in 2017?

To Create.

I spent a good deal of my sunday organizing my craft area. my womancave, if you will.  I looked forward to coming home and sitting at my little spot and doing a collage…but my boyfriend used the basement for another project.  

I won’t say his project as it is refinishing a mirror I grabbed out of the trash a few months ago.  it was painted white and I could tell that wasn’t its first coat.

I appreciate that he enjoys sanding and staining and painting.  it turns out that this trash treasure is older than I would have thought.

So I will not fuss as crafting and creativity is happening in the womancave!  instead, I have whipped out an old, half-filled sketchbook from college to do a little doodling with the dog. 

The important thing? Aside from this post, I am not just wasting away in front of a screen.  Baby steps.