2020 Goals

It’s that time again! Here are my 2020 Goals:


I spent a lot of this year cleaning up my own messes and not progressing on my debt snowballs. I’ve now saved up enough cash in my bank account that I should not need credit cards. I’ve got an emergency fund and a budget! There’s no need to give American Express anymore of my dollars. Also, I have Wells Fargo and the Way2Save program takes $1 out of my checking account and puts it into savings every time I make a debit card purchase – I like to think of this as generating my own rewards which feels safer.

2. $2,000 Citi Loan

I did a balance transfer that charges me 50 cents a month interest – way better than my American Express and student loans! But according to the snowball, this has to go so I can put that monthly payment towards the next debt!

3. $7,000 Student Loan #2 of #4

I’ve decided that I am no longer going to let these bitches rack up interest while waiting for America to do something about the student loan crisis. I’m also less and less confident that I will ever get forgiveness through the IDR program. I have 3 loans left totaling $109,000 and they started at $75,000. I’m sick and tired of paying these minimums and watching the interest stack so I’m going to attack these. I already paid off a $3,500 one a few years ago and now I’m going after the $8,500 one. I put some of my bonus towards this one so we’ve only got $7.000 to go in 2020!

4. Get Under 30% Body Fat

I’m at 32% right now so this should be feasible if I actually stick to eating and fitness guidelines. I ran a 10-miler this year and then injured my hip while adjusting to orthotics so I haven’t been very active since September. I signed up for a personal trainer and plan to do more classes and shit this year.

I’m also doing FWFG Kula’s HOME – 30 Days of Yoga in January….thankfully, it starts tomorrow!

5. Get Some Education

I have talked to my supervisor about some exams I’m interested in taking at work….we’ll see what they have to say. I’m at a good point in my life where I’d like to hunker down and do something difficult that will advance my career again.

6. Fill Some Sketchbooks

I love small sketchbooks and have been journaling in them more and need to continue this trend. It’s good for me! I also love doodling and collages so this should be an easy way to handle creativity.

I can’t promise I’ll update often but I do love going back and seeing how far I’ve come.

7. Do Good Shit

I almost forgot about this one! I just want to do more good shit this year. I want to donate more blood and help dogs and just give more to my community. Always looking for more opportunities!

Oh, Hello.

It is August 13th and a whole lot of things have changed since my last blog post on February 3rd. Holy fuck, a lot has changed.

I got married!


I ran the Broad Street Run! In 2:08. I would like to do it in 2020 in under 2 hours.


I got a promotion! I don’t have a great picture for that so enjoy this one:


I’m back on my health bullshit and back on my debt payoff bullshit. So that has been 2019 so far! Let’s see what the rest brings!

A Sick Week to End January

I ended up getting so ill Tuesday night that I was up all night and stayed home Wednesday with a terrible migraine situation. I’ve been struggling for the last 2 weeks and it finally came to a head. But here we are! Sunday and ready to go!

Things I’m working on right now…

  • Gritty Legwarmers for Running of the Grittys – Date TBD
  • Sockhead Slough Hat – I keep this project at work mainly but brought it home to do over the Super Bowl
  • Empowering the Painter – only weekly in class right now….I need to clean my creative space to do more.
  • Broad Street Run training – yeah….I am going to run 10 miles in May! I can already run 4 miles in about an hour in the beginning of February and my trainer is confident I can handle it (so far…we shall continue to see how my body does!

Also…recently I got a P.O. Box! Want to send mail? E-mail me at thetealappeal@gmail.com with the subject MAIL BUDDIES!! and I will send you my P.O. Box. If you give me your address I will send you a lil’ somethin’ :)


Week 22 – #Staycation

Here’s something different – a play by play of my Staycation.

I hung out at the house all day! I used the circle loom and pumped out 2 hats and started a cowl. I also updated my Ravelry account and had a friend over to do some laundry and eat pizza.

I took a little road trip in the morning to Doylestown because Traditions Yarn Shop is going out of business and everything was 30% off. I scored 6 skeins of yarn I also stopped at the In Full Swing Thrift Shop and found some great pieces! I also picked up the perfect notions bag at Serendipity and a birthday gift for my boyfriend’s niece at the Doylestown Bookshop.

It felt really awesome to just take off for a mini day trip and support a lot of local businesses! After this, my boyfriend and I drove to Maryland for dinner in honor of the aforementioned niece’s birthday – I started a hat with my new yarn on the road and we came home with coffee and half a watermelon.

We took a road trip down to my dad’s house in Delaware for a few hours. We went to Jimmy’s Grille and feasted on fried chicken and then I grabbed a few more items from my dad’s attic – I’m working one box at a time to clear out the rest of my stuff.

I found a recipe my mom had saved for apricot jello and found a bunch of my old art shit from college.

I biked into the city this morning to get my shots…only to discover they don’t open until 11am today. Gr. So I ran a few errands in center city, biked home, then Rich and I continued more errands and went back into the city for my shots. We then at from the five dolla holla halal cart and went home.

I spent the afternoon cleaning up the house for guests and then biked to 10th and Pine for knitting circle – so glad to have my ladies to knit with! Friends arrived in the evening and we hung out around the house.

We went to Lil’ Java Philly for breakfast and off to PhillyAIDS Thrift and Loop yarn shop. I obtained 3 mason jars at 99cents each and two bags from Loop that came out to almost $20. We ordered in Circles for dinner then knit with friends for the rest of the night.

I got up early and worked on some home shit.
While it doesn’t look like I did much – I went through about 5 boxes of collage supplies/scraps and condensed them down 2. My mom had these amazing Creative Memories roller cases so I put some of my collage shit in there and condensed the rest to 1 box. I’m going to a collage party next week and will now be super portable and excited to share all of these supplies with some ladies.

I also did laundry and went through more donation bags gifted to me – I have quite the donation pile for Big Brothers Big Sisters next week!

Slowly pulled myself back to reality. Aldi run with my friend where I spent $75 on lots of awesome back-on-track groceries. Salmon, shrimp, chicken, yogurt, hummus, produce, and whole wheat hamburger buns that were only 50cents a pack! Our freezer is restocked and ready to go.

Gym bag packed. Crockpot Mexican Chicken made. Home kind of in order.


Week 21 – Pre-Vacay Cray Cray

A lot went on this week but I’m through it and FINALLY ON VACATION.

General Health

I was down .2 and I’m amazed. I have been bad about logging and need to work on that shit.

I walked with my friend a few times this week and have not done a whole lot else.

GYM July 2016 – June 2017: 87(as of 5/22) /120 

Be Creative
Lots of struggle with knitting this week – I’m having a hard time with patterns! it’s only knit knit perl perl and I’m struggling. I think I get it for awhile and then I yarn over on accident and still have  a hard time fixing my mistakes.

I was gifted a circle loom and several more skeins of yarn by another friend. SO THANKFUL TO MY LADIES! This is a quick, easy way to make a loose-knit hat.

Financial Goals

Pay Down Some Mortgage
I literally put $10 just to say I did something.

Frugal AF
I worked an event on Wednesday that left me with 5 entrees and several desserts and that became lunch and dinner for a few days! Thus stretching our groceries just a bit more.

I also cleaned someone’s home for some spending cash for my weekend.

Did I mention my friends are amazing and I haven’t had to pay for any craft supplies recently?

Mortgage: $788.65/$1,000

Professional Goals

Continuing Education Credits for Health License
I didn’t do much this week because it was the last week BEFORE VACATION.

Learning About Annuities
We did another one this week!

Blog Goals

A cool article
I don’t have much to say so here’s a cool article I’m reading about how millennials are working with what they have and doing what they need to do to live. Check it out here.

Weekly Updates

WEEK 20!

Anyone else trying REALLY hard not to turn on the A/C? We had to cave this week.

General Health

Down 1.8 this week! WHAAAT? WW is WORKING!

I’m really pumped at how well Weight Watchers is working again. I found a really good group and we’re getting into the summer where fruits and veggies are everywhere!

GYM July 2016 – June 2017: 86(as of 5/15) /120 

Be Creative
You may have noticed my cover picture today….I was gifted all of these knitting needles and some stash yarn from a friend who got them from a friend. I LOVE ACCEPTING OTHER PEOPLE’S CRAFT STUFF! I have a pretty good stash started and I haven’t spent any money on it! I finished the scarf and am excited!! After a few attempts at trying to start a hat and the legwarmers….I think I need more help!

Financial Goals

Pay Down Some Mortgage
I threw $50 on that bitch this week.

Frugal AF
I biked to and from work most days last week thus saving myself $14.40 in SEPTA bus fares.

Mortgage: $778.65/$1,000

Professional Goals

Continuing Education Credits for Health License
I breezed through some chapters at work this week but still have a ways to go.

Learning About Annuities
We did another training on Friday!  Woo!

Blog Goals

A new perspective on bloggery
I read an interesting thread on Reddit this week asking how much time people devote to side-hustles. A lot of people said “Zero” and spend the time one would use on side hustles to enrich their full-time careers instead. I think there’s something to be said about that.

Weekly Updates
20 down and I kind of can’t believe it! 32 weeks to go. 1 more week until VACATION.

Week 17 and it’s gonna be….

Courtesy of 90’s 411

Sorry…as a product of the 90’s I can’t NOT make this joke.

General Health

Man…when I’m down, I am DOWN. Week 17’s WW mantra was to be kind to yourself and treat yourself as you would a friend on the same journey. I’m hard on myself. I am mad when I don’t accomplish my goals and even more mad when it’s because I am getting in my own way.

I DONATED BLOOD ON WEDNESDAY. So I’ve stayed on track with that side goal holla. I always feel better doing things that are for the greater good even though I hate needles. I was stabbed a total of 6 times last week between birth control, allergy shots, and blood donation.

My diet was a battle as we managed to get 4 boxes of Insomnia Cookies for Administrative Professionals Day (aka my bosses like me more than your bosses like you day) and I have very little control around baked goods. I also ate a LOT of barbecue so I bet weigh in is going to be rough.

Handling this new StepBet well still. 2 weeks down, 4 more to go!

GYM July 2016 – June 2017: 82(as of 4/28) /120 

Well…..at this point I would have to go to the gym every day between now and July 1 so I think I may have to shift this from July 2016 – August 2017 :( I’m going to keep going and keep trucking to do the best I can but it’s not looking great.

Be Creative
I’ve been knitting AND journaling again. I always get to work early so I’ve just been jotting a few lines down before work hubbub starts. It feels good to try.

I’m still reading “The Subtle Art of Not Giving a Fuck” by Mark Manson and loving it.

I’ve also taken to listening to podcasts instead of music at work and I’m finding it helpful. Personal finance, comedy, and personal growth seem to be my podcast genres.

Financial Goals

Pay Down Some Mortgage
I threw $61.40 in there just to get myself up to an even $700 by the end of April.

Frugal AF
Man, I’m just trying. I slip up here and there on food but at least they’re small. I need to find new breakfast options as I am starting to loathe oatmeal (again) and have fallen prey to the breakfast buffet downstairs because bacon. My budget gets blown one bacon at a time.

I’ve been listening to some personal finance podcasts and find them helpful:

Bad with Money with Gaby Dunn

Radical Personal Finance with Joshua Sheats

Mortgage: $700/$1,000

$300 by the end of June? I hope I can make that work in 2 months!!

Professional Goals

Continuing Education Credits for Health License
I have one more free training with our insurance company and I have not been doing my license stuff. I told you when I’m down I’m DOWN

Learning About Annuities
We’re not getting far with these and it’s a little annoying.

Blog Goals

What Do You Like About This?
Got any feedback? Is there a particular thing you like about my weekly updates? Are they motivating or whiny? Lemme know

Weekly Updates
Doin’ the damn thing.


6am. Monday morning. Trying desperately to get back on the gym game.

General Health

I was only down .2 this week but that’s still better than a gain and probably most certainly has nothing to do with the amount of pizza I ate. I’m not excited about weigh-in tonight because I was not good…including one day that I ate 100 points! Yikes!

I’m not gonna lie – I’m having a REALLY hard time getting back into the groove of my 6am workouts and normal life.

GYM July 2016 – June 2017: 78(as of 4/11) /120 

Be Creative
I did a lot of knitting when I went to my dad’s in Delaware this weekend.

Financial Goals

Pay Down Some Mortgage
I did not work toward this goal this week. I’ve been doing well but this week was a rough one financially so that didn’t happen and here’s why:

Frugal Fail of the Week
I went for my allergy shot on Wednesday and tried to stop by a new local coffee shop to try them on the way…..they were cash only. I don’t carry cash. So I figure I’ll just go to Starbucks instead along the way. I’m out of money on the app so I have to reload….and the reload minimum is $25. I go stand in the first Starbucks and a barista looks in the eye but does not acknowledge me and keeps holding a conversation with another barista. I count to 30 and walk out because I HATE THAT SHIT. I try to go to the other Starbucks closer to my doctor and they are closed because they can’t make coffee.

I get to work and sitting on my desk is a coupon for free coffee and pastry from Au Bon Pain. What a freaking waste of $25. SHAME.

Mortgage: $638.60/$1,000

Professional Goals

Continuing Education Credits for Health License
This thing called “tax season” should finally be behind me for the year and I can get a little breathing room to do this.

Learning About Annuities
Still waiting for that next session to come around

Blog Goals

A Comment! 
Shout out to David Carlson from Young Adult Money for taking the time to read last week’s post and comment! I read a lot of YAM and his comment reminded me that I need to be better about commenting [thoughtfully] on the blogs that I read more often.

Weekly Updates
I’ve noticed that I’ve been getting bad again about actually updating each section of this update. Stop it, me! You’re better than that!

And with this I pose a random question to you:
Have you ever had someone help you with your cover letter, resume, or job hunt? Was it free help or paid? Tell me about it please!

Lucky Week 13 – Rough One

This week was a rough one. Wally was having an itching issue and the prescription we got from the vet made him quite sick and has been having accidents all over the house…it kind of wrecked the week.  I didn’t hit the gym for 5 days straight and was not getting a lot of great sleep from getting up in the middle of the night.

It’s kind of amazing how important sleep and routine have become.  When these two parts are off for me, I feel like I can’t get my shit together.  I don’t get my Me Time.

General Health

Here’s how I’m did with March FitCamp!  :

  2. Do one legitimate straight-leg pushup – So I did not make this March goal :(  I can lower myself all the way down without just falling now but can’t push myself back up.  I can do a about 3-5 on my knees which is an improvement!
  3. Beat last month’s 13 days at the gym –I went 17 times in March.

GYM July 2016 – June 2017: 70(as of 3/21) /120 

Be Creative
Still getting my knit on.  My friend just introduced me to a new craft group that meets 3 blocks from my house!  So I hope to make it to their next meetup – I’m getting close to finishing this scarf and then I can start LEG WARMERS.

Financial Goals

Pay Down Some Mortgage
This week I put $32.10 in.  I like when my bank accounts have nice even numbers so I just took the weird amount.

Frugal as Fuck – FAF
I sucked at this game this month.  I was way over on pretty much everything.  For the most part it was NOT frivolous.  My gym/walking shoes had holes in them.  I was down to my last 2 pairs of workout pants that don’t show off my hoo-ha with holes.  Weight Watchers.  Vetrinarian.  The little things add up and I’m going to make it a point to be really be FAF in April.

Mortgage: $588.60/$1,000

Professional Goals

Continuing Education Credits for Health License
Tax season is really not a joke for my job so I’ve been swamped.

Learning About Annuities
We started this on Friday!  I learned why someone would use annuities and some of the perks of using them!

Blog Goals

Were you taught to double-space after a period?
So it never occurred to me that my double spacing could be a problem with blogging..but someone shared an article that it is now archaic in the blogging world. And everywhere else. So I’m trying to train myself to only single space and it’s difficult.

Weekly Updates
Well I’m posting at least once a week so 13 down…


General Health

Here’s how I’m doing with March FitCamp!  :

  1. Respect nutrition –I rejoined Weight Watchers this week and have been trying to get used to the new SmartPoints system as it’s different than the PointsPlus I did last time.  The meal on the left is 10 SmartPoints…and I only get 30 per day.  Luckily, the FitPoints are a lot easier to obtain so I’m able to eat almost double my points thanks to WW sycing with my FitBit!
  2. Do one legitimate straight-leg pushup – I’m noticing that the first 3 on-knee pushups suck a lot less when I do pushups but I’m still not very good.
  3. Beat last month’s 13 days at the gym –BOOM! I was at 15 as of 3/24

GYM July 2016 – June 2017: 65(as of 3/21) /120 


Be Creative
I learned how to frog and am back on track with my scarf!  I also now have all the yarn I will need for my next project thanks to someone offloading a bunch from KnitPicks for $8

I picked up Thank You for Being Late: An Optimist’s Guide To Thriving In The Age of Accelerations at the library and I think it will come in handy for blogging!

Financial Goals

Pay Down Some Mortgage
I was only able to put another $25 in this week but I still put it in!  Telling you all about my weekly progress on this is keeping me motivated to suck it up and throw the money in.

Frugal as Fuck
I feel like every day is a struggle not to spend!  I put $149.95 down on Weight Watchers this week but it will eventually be reimbursed by my health insurance which is a win!

I spent $33 on WW-friendly foods at Aldi and have a good pack of fruits and veggies for work tomorrow!

Mortgage: $556.50/$1,000

Professional Goals

Continuing Education Credits for Health License
I’m officially the worst when it comes to working on my CE – work has been busy!  It’s kind of a good thing!

Learning About Annuities
This got pushed to the end of the month…..sigh.

Blog Goals

Why The Fuck Are You Reading This?
I don’t know either!  I hope to wade through my drafts at some point and pull some more sideposts weekly but who knows!

Weekly Updates
Well I’m posting at least once a week