WEEK 5: Knits, Bits, & Shits

FEBRUARY HAS BEGUN!  GET IT, BITCHES.

Personal Goals

General Health
I’ve been logging religiously on myfitnesspal  despite not staying within calorie budgets.  I may have also joined a [free] February Fitness Challenge with Girl Meets Fitness that starts today!  Did I go to the gym on day one and do the youtube?  WAIT A WHOLE DAMN WEEK TO FIND OUT LOL.

I am Two Weeks Down on the StepBet Challenge  I need to hit at least 14,979 steps 4 days a week and 18,592 steps 2 days a week, every week, until March 5.  I rocked week 2 with flying colors!  There is $26,520 in the pot and at least 35 people have dropped out already.

GYM July 2016 – June 2017: 37/120
I got it in TWICE this week – definitely an improvement!

Sub-Goal: Donate Blood – February 20th!

Be Creative
I hit the library on break one day and picked up Nudge: Improving Decisions about Health, Wealth, and Happiness and have kind of been slogging through it.  I’m finding it more and more difficult to read on the bus which leads us to the other creative thing….

knits

I’m learning to knit!!!  I was telling my friend how I was interested in taking a knitting class and she said I could just come to her knitting circle and teach me!  I went to Loop and picked up a skein of yarn and wooden needles and I’m learning!  I do great as long as a knitter is somewhere near me but I am having a hard time learning how to fix my mistakes.  Despite looking at several youtubes I just cannot figure out how to fix a dropped stitch!!  So I must wait until Thursday to get it fixed and keep going….but in time I will learn to fix my mistakes.

Financial Goals

Pay Down Some Mortgage
I’m up to $71.33 this week using Qapital Only one #wallydog pictures last week on his third birthday but other spending pumped this up!

Save Like a Motherfucker
MoneyTalkNews had a post about Wells Fargo running a promotion where you get $250 for opening a checking account so I have a bank account linked to my mortgage now!  It was $25 to open so I took the $25 from paypal and I rolled a bunch of change at the house (more on this on Tuesday!) so there is now $81.50 sitting in that account and it gains a little interest!!

Mortgage: $63.43/$1,000
Savings: $81.50/$1,000
So $2,000 towards each of these goals by June?Yeah I still got this.

Professional Goals

Continuing Education Credits for Health License
We started this training this week and I was told to wait another month or two before I start the CE credits.  Boo.

Learning About Annuities
Someone else at work is scheduling this so

Blog Goals

Why The Fuck Are You Reading This?
I need to get better about using Instagram to promote this blog since it’s my second most popular platform (Facebook being #1 but I’m just not comfortable advertising to that platform yet)

Weekly Updates
5 down.  47 to go!  I like doing this on Sunday nights to share with you all the next morning

Any ideas on how to achieve these goals?  I’m all ears!

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Earning Free Amazon Gift Cards – How I’m up to $112.88 so far in 2017!

I currently have $112.88 on my Amazon gift card balance from earning sites.

photo courtesy for amazon.com
photo courtesy for amazon.com

December was good to me in many ways – one of them being I was able to cash out on a lot of earning sites that had high earning rates for the holidays!  Here is how I racked up this random amount of cash in December.

Ways to Earn Amazon Gift Cards

$40.00 through Inbox Dollars
It took me 6 months to earn $30 – and then less than a month to earn the additional $10 in the higher bonus time of December.  Now…it took me 6 months because I didn’t spend much time with it until the last 2-3 months when I actually got into some surveys, played videos a lot, and did a few e-mail offers.  I earned $67 in 2016 through Inbox Dollars and I think it would be more worth it if I spent more time with it….but I’m trying to limit my earning site time in 2017!

$17.88 through Job Spotter by Indeed
December is PERFECT for Job Spotter because everyone is hiring for extra holiday help – I cashed in for all sorts of help wanted signs and now it’s become a game I can’t stop playing.  I like to walk around on my lunch breaks and find now hiring signs!

$5.00 through Perk.com
Probably the longest $5 it took to earn – from my understanding, people make the most money from them running phones all day and it just seems overly time consuming.  I enjoy their Word Search and Pop Quiz (trivia) games but am no longer working any harder than that to earn.

$25.00 through Swagbucks
Ahhhh Swagbucks.  My love-hate relationship that is more hate every year.  The earnings are not as great, the videos longer, and the surveys just never want to hear from a 30 year old female from 19145.  Yet I can’t seem to stop running videos on my phone at home or checking in when I’m on the laptop.  For that,December was an easy earning month sand I’ve got $25!  I earned $255 in gift cards through Swagbucks in 2016

$25.00 from Verizon Rewards
I earn rewards for just having Verizon – I have things set on auto pay and I earn rewards monthly so in December I cashed out for another Amazon gift card.  I earned about $75 last year in giftcards from Verizon so it’s nice they give a little back despite their ridiculous prices.

 

 

 

FitBit Charge HR 2

#TealTuesday 5 Ways to Stay Motivated with FitBit

FitBit Charge HR 2
FitBit Charge HR 2

I live in a teal world.  They know me here.  Look, it was a pretty easy selling point that it was teal but it ALSO keeps me on track with fitness AND money goals!  This is now my third style of FitBit after the original charge gave me skin rashes and I lost my Fitbit One when it came off my yoga pants in an Uber  – I’ve had the FitBit Charge 2 for 4 months now and have had no issues!

Click here to be my friend on FitBit!  Let’s get in a step challenge and shit talk like a teenager in Call of Duty (without the racial slurs of course)

5 Awesome Apps That Work with FitBit

In honor of our 5th week of #TealTuesday

StepBet
ICYMI: 2 weeks ago I signed up for a StepBet Challenge that started yesterday that I bet $40 and should get that back AND THEN SOME! which will all be calculated by my FitBit.  The pot is currently at $26,520 with 663 participants and last night I met one of my stretch goals so I’m on this.

There is a similar app called Pact but they are currently having integration issues with my FitBit…so we’lll see what’s up with that in the future!

Achievemint
I use Achievemint to earn for fitness for free- link your fitness and social media apps to earn!  Sign up with my link and earn 250 points. You can earn points for logging through connected apps, posting health-related tweets, or checking in to healthy locations!

MyFitnessPal
I like that MyFitnessPal (MFP) links to my FitBit and then I get some more calories back to eat!  As of today I’m on my 51st day of logging which is probably my longest streak to date since I did Weight Watchers in 2012.  The key to health is eating mostly right and moving your ass and this app helps with that.

Walgreens Balance Rewards for Healthy Choices
Walgreens will let you link your FitBit (and other apps) to your Walgreens balance rewards so you can earn cash back for steppin’ it up!  I’ve got about $10 sitting in there right now and I usually just cash it out in $5 or $10 increments whenever I see it.  It’s basically free money back for having a FitBit!

higi
If you have seen a blood pressure station at a Rite Aid or Walgreens it’s probably a higi station.  This is how i weigh myself because I don’t keep a scale in my house and it links to my FitBit.  Honestly, the rewards for higi really suck but I like that I have to go to these to weigh in – kind of like my own ghetto Weight Watchers but without the meetings.

What do you use your FitBit or other tracker for?  Has it been beneficial?

 

WEEK FOUR: One Month Down!

January is basically over!

Personal Goals

General Health
I’ve been logging religiously on myfitnesspal  despite not staying within calorie budgets during my surgery recovery.

 

I am One Week Down on the StepBet Challenge  I need to hit at least 14,979 steps 4 days a week and 18,592 steps 2 days a week, every week, until March 5.  Hitting those 18.5k days was not easy but Wally was thankful for the extra walkies.  Those stretch days are tougher than I thought but that’s why it’s called a challenge!!

GYM July 2016 – June 2017: 35/120
I went once last week and I may not have been totally ready for it.  I did a light 30 minutes on the elliptical that felt like a marathon with the level of sweating I was doing.  Not only was my face pretty sore but I managed to pull a back muscle tying my shoe in the locker room after my workout.

Sub-Goal: Donate Blood – February 20th!

Be Creative
I had to return my library book of The One Thing: The Surprisingly Simple Truth Behind Extraordinary Results and have not started another book yet – this was a good read but just didn’t capture me enough to breeze through it.

I did play around with Photoshop a bit but my free trial is up.  My wonderful boyfriend let me borrow his DSLR camera so I got to spend some time in Delaware this weekend playing around with it.  I’m not much of a photographer at all….but there’s only one way to learn and get better, right?

Financial Goals

Pay Down Some Mortgage
I’m up to $63.43 this week using Qapital Only one #wallydog pictures last week on his third birthday but other spending pumped this up!

Save Like a Motherfucker
I was able to save on the grocery budget this week!  My office shares a breakroom with a law firm that went to trial this week and they were pushing leftover catering on anyone willing to take it.  My fridge was full of meatloaf, green beans, veggies, and baked goods.  I even threw some of the meatloaf in the freezer at work for when I forget lunch one day.

Mortgage: $63.43/$1,000
Savings: $25/$1,000
So $2,000 towards each of these goals by June?Yeah I still got this.

Professional Goals

Continuing Education Credits for Health License
Well I have not started the CE but I am starting life insurance training at work starting on Thursday!

Learning About Annuities
Yeah I gotta get on this.

Blog Goals

Why The Fuck Are You Reading This?
I pulled the trigger on web hosting and then I panicked after trying to figure out SiteGround for a week and cancelled the service….I don’t believe I was using it right so I got my money back and am back on regular ol’ wordpress.  I like it and it’s simple and I’m not ready to do much more than this!  And that’s okay!  Hobby on!

Weekly Updates
I feel like I need to incorporate more photos in these and maybe something else to keep them consistent but not monotonous.

Any ideas on how to achieve these goals?  I’m all ears!

WEEK THREE RECAP- How are your goals going?

I basically lost the first half of the week recovering from surgery – I wasn’t much of a human again until Thursday this week but bascially sleeping for 6 days gave me enough energy to get some good stuff done around the home!  Check it out.

Continue reading

FitBit Charge HR 2

StepBet Challenge Starts Monday!

In case you missed by post from December on the StepBet Challenge I entered….I wagered $40 that I can meet my step goal 5 days a week and exceed it 6 days a week!  This will be much needed after so much time spent recuperating from surgery.

Sign up and join us for Fitbit for Weight Loss: Goal Getters!

Starts January 23 and ends March 5.

Not a bettin’ man?  You can also use Achievemint to earn for fitness for free- link your fitness and social media apps to earn!  Sign up with my link and earn 250 points.

Five Frugal Things – Post-Op Edition

A la The Non-Consumer Advocate:

  1. I have been basically home since Thursday – I’ve spent $32 in GrubHub but that lasted me 2 meals and everything else has been in-home eating.  I still have $65 left on the eating out budget for this month so we’re doing okay.  Can’t spend if I’m sleeping!
  2. Even though I vowed mostly to give up on earning sites in 2017, I’ve been too out of it to do any painting or reading.  I have been able to click aimlessly on websites so I’ve earned about $26 between Swagbucks and InboxDollars.
  3. Yesterday I HAD to get out of the house.  We took the subway down to the thrift store and looked around and spent NOTHING.  My boyfriend had picked up a neat metal spoon but ended up putting it back so he didn’t have to charge $1.25.  Took the subway instead of spending on an Uber.
  4. I love daytime TV.  I love daytime TV.  I could sit home all day for the rest of my life watching judge shows.   Utilizing this cable that I’m paying for.
  5. Today I had my first post-op appointment!  We took the subway and there was no copay.  I went and also got my allergy shot after to bundle errands and then we got breakfast at Panera where I used a giftcard.  We took a nice stroll a few blocks down before hopping back on the subway.  I’m tuckered out but feel pretty damn good for someone that just had surgery.

What frugal shit are you getting into?

 

#TealTuesday #3 The Recovery Edition

So I am recovering from sinus surgery that I had last Thursday.

 

I’m in a pile of teal blankets on my couch with my dog who has a teal collar.  Most likely in my teal jammie pants.

Zzzzz…..

 

Surgery Day!

If you’re just tuning in, I am having my sinuses roto-rootered today!  So as you are reading this I am in the various stages of handling that and will be home for the next week.

I actually had this surgery once before in October 2013 and the feature photo was from that recovery.  I’m in a slightly better spot this time around with a new doctor, new medical regiment, decent health insurance, and paid sick time.  Last time, I managed to pay $3,000 for this surgery and had to take unpaid time off.  It’s amazing what can change in three years of progress!

I’m excited to line up some more blog posts and get a few more drafts started in this time.  I’m also excited to lay on the couch with my dog.  People at work think I’m nuts for being excited and thinking of it as a vacation….but recovery is kind of the ultimate vacation because you literally can’t do anything.  I’m pumped.

What should I binge on Netflix this week?

 

 

 

 

#TealTuesday #2

Going through my goals – health is a huge part of that.  Here is a typical picture of me at 7ish in the morning getting ready to go do some fitness.2016-08-25 07.23.05.jpg

Tuesdays are also one of my gym days.  Check that sweet runner’s jacked.  I don’t run.

I’ve lost about 100lbs since 2006 and am in a constant struggle to maintain a healthy lifestyle.  I’ve had this jacket for many years and it has stayed comfortable through my journey!  I’ve had this jacket since I lived in Maryland and won’t get rid of it despite it being a lot louder than I prefer my clothes to be these days (yes, even at the gym.)  But I am making it do and getting my buff on.

I’m using a series of apps to keep track on my fitness:

AchieveMint  lets you earn points for linking your trackers and you can cash out rewards.  It takes awhile but I like it – Sign Up with my referral link and you will get a bonus!

Fitbit – my Charge HR tracks my exercise, steps, sleep, water, and heart rate.  LOVE IT.  I also love doing Challenges with my friends.  Add me and let’s step it out. (links to higi, achievemint, and myfitnesspal)

My Fitness Pal tracks my food and cardio (links to my fitbit and achievemint)

higi is where I track my blood pressure and weight.  They’re at most Rite Aids and Wallgreens.