WEEK 20!

Anyone else trying REALLY hard not to turn on the A/C? We had to cave this week.

General Health

Down 1.8 this week! WHAAAT? WW is WORKING!

I’m really pumped at how well Weight Watchers is working again. I found a really good group and we’re getting into the summer where fruits and veggies are everywhere!

GYM July 2016 – June 2017: 86(as of 5/15) /120 

Be Creative
You may have noticed my cover picture today….I was gifted all of these knitting needles and some stash yarn from a friend who got them from a friend. I LOVE ACCEPTING OTHER PEOPLE’S CRAFT STUFF! I have a pretty good stash started and I haven’t spent any money on it! I finished the scarf and am excited!! After a few attempts at trying to start a hat and the legwarmers….I think I need more help!

Financial Goals

Pay Down Some Mortgage
I threw $50 on that bitch this week.

Frugal AF
I biked to and from work most days last week thus saving myself $14.40 in SEPTA bus fares.

Mortgage: $778.65/$1,000

Professional Goals

Continuing Education Credits for Health License
I breezed through some chapters at work this week but still have a ways to go.

Learning About Annuities
We did another training on Friday!  Woo!

Blog Goals

A new perspective on bloggery
I read an interesting thread on Reddit this week asking how much time people devote to side-hustles. A lot of people said “Zero” and spend the time one would use on side hustles to enrich their full-time careers instead. I think there’s something to be said about that.

Weekly Updates
20 down and I kind of can’t believe it! 32 weeks to go. 1 more week until VACATION.

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WEEK 15 – HAPPY SPRING,YA’LL

6am. Monday morning. Trying desperately to get back on the gym game.

General Health

I was only down .2 this week but that’s still better than a gain and probably most certainly has nothing to do with the amount of pizza I ate. I’m not excited about weigh-in tonight because I was not good…including one day that I ate 100 points! Yikes!

I’m not gonna lie – I’m having a REALLY hard time getting back into the groove of my 6am workouts and normal life.

GYM July 2016 – June 2017: 78(as of 4/11) /120 

Be Creative
I did a lot of knitting when I went to my dad’s in Delaware this weekend.

Financial Goals

Pay Down Some Mortgage
I did not work toward this goal this week. I’ve been doing well but this week was a rough one financially so that didn’t happen and here’s why:

Frugal Fail of the Week
I went for my allergy shot on Wednesday and tried to stop by a new local coffee shop to try them on the way…..they were cash only. I don’t carry cash. So I figure I’ll just go to Starbucks instead along the way. I’m out of money on the app so I have to reload….and the reload minimum is $25. I go stand in the first Starbucks and a barista looks in the eye but does not acknowledge me and keeps holding a conversation with another barista. I count to 30 and walk out because I HATE THAT SHIT. I try to go to the other Starbucks closer to my doctor and they are closed because they can’t make coffee.

I get to work and sitting on my desk is a coupon for free coffee and pastry from Au Bon Pain. What a freaking waste of $25. SHAME.

Mortgage: $638.60/$1,000

Professional Goals

Continuing Education Credits for Health License
This thing called “tax season” should finally be behind me for the year and I can get a little breathing room to do this.

Learning About Annuities
Still waiting for that next session to come around

Blog Goals

A Comment! 
Shout out to David Carlson from Young Adult Money for taking the time to read last week’s post and comment! I read a lot of YAM and his comment reminded me that I need to be better about commenting [thoughtfully] on the blogs that I read more often.

Weekly Updates
I’ve noticed that I’ve been getting bad again about actually updating each section of this update. Stop it, me! You’re better than that!

And with this I pose a random question to you:
Have you ever had someone help you with your cover letter, resume, or job hunt? Was it free help or paid? Tell me about it please!

Lucky Week 13 – Rough One

This week was a rough one. Wally was having an itching issue and the prescription we got from the vet made him quite sick and has been having accidents all over the house…it kind of wrecked the week.  I didn’t hit the gym for 5 days straight and was not getting a lot of great sleep from getting up in the middle of the night.

It’s kind of amazing how important sleep and routine have become.  When these two parts are off for me, I feel like I can’t get my shit together.  I don’t get my Me Time.

General Health

Here’s how I’m did with March FitCamp!  :

  1. Respect nutrition – I LOST 3LBS IN MY FIRST FUCKING WEEK ON WEIGHT WATCHERS.  FUCK YEAH.
  2. Do one legitimate straight-leg pushup – So I did not make this March goal :(  I can lower myself all the way down without just falling now but can’t push myself back up.  I can do a about 3-5 on my knees which is an improvement!
  3. Beat last month’s 13 days at the gym –I went 17 times in March.

GYM July 2016 – June 2017: 70(as of 3/21) /120 

Be Creative
Still getting my knit on.  My friend just introduced me to a new craft group that meets 3 blocks from my house!  So I hope to make it to their next meetup – I’m getting close to finishing this scarf and then I can start LEG WARMERS.

Financial Goals

Pay Down Some Mortgage
This week I put $32.10 in.  I like when my bank accounts have nice even numbers so I just took the weird amount.

Frugal as Fuck – FAF
I sucked at this game this month.  I was way over on pretty much everything.  For the most part it was NOT frivolous.  My gym/walking shoes had holes in them.  I was down to my last 2 pairs of workout pants that don’t show off my hoo-ha with holes.  Weight Watchers.  Vetrinarian.  The little things add up and I’m going to make it a point to be really be FAF in April.

Mortgage: $588.60/$1,000

Professional Goals

Continuing Education Credits for Health License
Tax season is really not a joke for my job so I’ve been swamped.

Learning About Annuities
We started this on Friday!  I learned why someone would use annuities and some of the perks of using them!

Blog Goals

Were you taught to double-space after a period?
So it never occurred to me that my double spacing could be a problem with blogging..but someone shared an article that it is now archaic in the blogging world. And everywhere else. So I’m trying to train myself to only single space and it’s difficult.

Weekly Updates
Well I’m posting at least once a week so 13 down…

WEEK 12 IN THE BOOKS

General Health

Here’s how I’m doing with March FitCamp!  :

  1. Respect nutrition –I rejoined Weight Watchers this week and have been trying to get used to the new SmartPoints system as it’s different than the PointsPlus I did last time.  The meal on the left is 10 SmartPoints…and I only get 30 per day.  Luckily, the FitPoints are a lot easier to obtain so I’m able to eat almost double my points thanks to WW sycing with my FitBit!
  2. Do one legitimate straight-leg pushup – I’m noticing that the first 3 on-knee pushups suck a lot less when I do pushups but I’m still not very good.
  3. Beat last month’s 13 days at the gym –BOOM! I was at 15 as of 3/24

GYM July 2016 – June 2017: 65(as of 3/21) /120 

 

Be Creative
I learned how to frog and am back on track with my scarf!  I also now have all the yarn I will need for my next project thanks to someone offloading a bunch from KnitPicks for $8

I picked up Thank You for Being Late: An Optimist’s Guide To Thriving In The Age of Accelerations at the library and I think it will come in handy for blogging!

Financial Goals

Pay Down Some Mortgage
I was only able to put another $25 in this week but I still put it in!  Telling you all about my weekly progress on this is keeping me motivated to suck it up and throw the money in.

Frugal as Fuck
I feel like every day is a struggle not to spend!  I put $149.95 down on Weight Watchers this week but it will eventually be reimbursed by my health insurance which is a win!

I spent $33 on WW-friendly foods at Aldi and have a good pack of fruits and veggies for work tomorrow!

Mortgage: $556.50/$1,000

Professional Goals

Continuing Education Credits for Health License
I’m officially the worst when it comes to working on my CE – work has been busy!  It’s kind of a good thing!

Learning About Annuities
This got pushed to the end of the month…..sigh.

Blog Goals

Why The Fuck Are You Reading This?
I don’t know either!  I hope to wade through my drafts at some point and pull some more sideposts weekly but who knows!

Weekly Updates
Well I’m posting at least once a week

Week 8 Recap – Excited for March!

General Health

I reached out to a nutritionist to see if they can help me set the best macross for me in  myfitnesspal  and basically to have a professional tell me to stop being such a fat fuck.  I know what my problems are but I’m just not sure the best course of action and have some blog fatigue when it comes to trying to do the research myself.

This was the last week of Girl Meets Fitness and I definitely tried my best but was just unable to do all 5 days of workouts in the last 2 weeks – but I did sign up for her March FitCamp!  Donating blood killed my energy for Tuesday’s leg day but I gave it my best!

I am FIVE Weeks Down on the StepBet Challenge – ONE MORE TO GO!!!! AHHHHHH!
I also signed up for the next challenge that starts March 6 and my goals are a few steps lower so that’s exciting.

GYM July 2016 – June 2017: 48(as of 2/22)  /120

Sub-Goal: Donate Blood – I donated on 2/20!  It was quick and painless YAY!  I have scheduled my next one on 4/26 at St. Monica’s which is just a few blocks from my house.

Be Creative
I’ve been working hard on my knit-game and am a little consumed by it.  I went and picked up 2 more balls of merino wool yarn from Loop to finish it.  I learned how to change colors at Thursday’s knitting circle and I’m trying to get through the purple ASAP

I have been so preoccupied with my knitting that I haven’t been reading so that may be the goal that gets dropped!  Oh well!

Financial Goals

Pay Down Some Mortgage
I transferred $51 from my new Wells Fargo checking account to my mortgage principal this week.  $250 of my paycheck is going direct deposit bi-weekly into this WF account and I think it’s a good idea to keep that over there in case shit goes down and I need to pay my mortgage.

For this goal I will now not talk about what I’m saving to put into it but what actually gets transferred to the princpal!

Save Like a Motherfucker Frugal as Fuck
I grabbed a few extra snacks in my blood donation so we would have more things in the house to eat.  I found two pennies and a quarter on the ground.  I dug into the back of the work freezer for some chili I had thrown in there last month – it kept me fed through the work week!

My boyfriend’s birthday was Friday so I used a vacation day.  I was able to cash in some Opentable rewards to get a $20 gift card for our fancy dinner.  I got him a groupon for a massage and a few things he needed.

Other than that, we spent the weekend indoors eating crockpot mexican chicken and doing house stuff.  I [obviously] knit while running various videos and apps while he video gamed.  We did take a small trip to Lowes to get some gardening stuff together and started some plants!  Our thrift store Aero Garden needs a new motor so we ghetto-rigged this little setup:

2017-02-26-17-08-29

Mortgage: $81.50/$1,000
Savings: Ummmm…..
So $2,000 towards each of these goals by June? Ummmmm….

Professional Goals

Continuing Education Credits for Health License
I went ahead and signed up for a CE course that I wanted to do because my free coupon code was about to expire and I didn’t want to wait.

Learning About Annuities
We start March 10th!

Blog Goals

Why The Fuck Are You Reading This?
Apparently to learn about my dayplanner because this week’s #TealTuesday was my record-breaking view of OVER 28 VIEWS!!! WOOOOO!  I think it did so well because I promoted through an Intsgram pic and shared it to my Facebook.  I don’t want to lose my Facebook friends to over-marketing through….so that won’t be a usual thing.

Unless my friends legit start getting in on #tealtuesday which I guess I still need to really define as a hashtag, huh?

Weekly Updates
I’ve gone through almost the entire first quarter doing these so that’s exciting!

6 Weeks Down. 46 To Go!

6 Weeks of this has turned it into a habit – I keep in mind my goals each week as I do things and I think it’s really helping with focus!  I’ve also got a routine down that makes me feel better during the day.

General Health
I’ve been logging religiously on myfitnesspal  despite not staying within calorie budgets.  I joined the GMF February Fitness Challenge with  Girl Meets Fitness that started February 6!  Did I go to the gym on day one and do the youtube?  HOLY FUCK I ACTUALLY DID THE WORKOUTS!  I even did one of the days at home for a snow day – I only got 20 minutes in but it was better than nothing.

I am Three Weeks Down on the StepBet Challenge  I was pretty concerned that my rest day was on Thursday due to a snow day – I REALLY needed the sleep and laziness.  Sunday was rainy and NOT EASY and there was a LOT of house pacing and chores-doing.  Mad shout-outs to my weekly Aldi date who also needed to go to Petsmart and was happy to walk a few laps with me around the store before checkout.

I went to the gym A LOT this week – even Saturday!  It feels good to get up and do it.

GYM July 2016 – June 2017: 42 /120
GMF is definitely help me reach this goal – I did try to do one workout at home but it’s just too distracting!  I’m trying to get 5:30am to be my work week habit

Sub-Goal: Donate Blood – February 20th!

Be Creative
I got to make Harry Potter wands with my friend for her Harry Potter birthday party on Saturday.  Chopsticks, hot glue, paint, and pizza?!  Hell to the yes.  I had SO MUCH FUND doing this and booping people on the nose with them.

I’m still knitting!   I LOVE KNITTING!  I just have to get better so I can learn how to fix my mistakes as I get frustrated easily.  I (mostly?) learned how to tink* and am told my rows are pretty good.  I’ve found that this is a great activity to do while running SwagBucks videos are running on my laptop.

This basically sums up my challenges.
This basically sums up my challenges.

*”tink” means to knit backwards when you make a mistake – it’s just knit backwards HAHAHA

Financial Goals

Pay Down Some Mortgage
I’m up to $81.49 this week using Qapital – I added a few more rules ot try to get to that $100 faster and hopefully that works soon!  I guess I could, in theory, save the whole $1,000 through this but with the opening of the Wells Fargo account mentioned last week I think I’m better off pumping cash into that account because it earns interest.  I also took some of my rolled change money that I deposited into Wells Fargo last week and threw it at the principal just like the financial adviser I met with told me to do!

Save Like a Motherfucker
Soooo I forgot about this thing called “car insurance” that is due every 6 months so it was an all-hands-on-deck situation to pull $413 to get that paid before I got stuck with interest on the credit card.  It’s going to be a rough month.

Mortgage: $31.50 + $81.49 = /$1,000
Savings: $0/$1,000
So $2,000 towards each of these goals by June?Yeah I still got this.

Professional Goals

Continuing Education Credits for Health License
We started this training this week and I was told to wait another month or two before I start the CE credits.  Boo.

Learning About Annuities
Someone else at work is scheduling this sooooooo hopefully March or April?

Blog Goals

Why The Fuck Are You Reading This?
Yeah I’m not sure why you are either…but it’s good for me right now!  I know that I need to produce more content that is going to be for YOU but it feels like I’m doing a lot of good things right now and I need to roll with that.  Progress.

Weekly Updates
I definitely need these updates more than you need them.

#TealTuesday Keep the Change!

Today’s #TealTuesday deals with some of my favorite stuff – change!  And since change is copper and silver…how can I make this teal, you say?

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This is my piggy bank!  It’s actually a bear bank.  A teal, sparkly bear bank from the Minnesota airport.  Every few months I count up my change in this bank and a burger bank I keep by the door and deposit it!  I got $6.50 out of this guy this week and deposited it in my new Wells Fargo checking for my Pay Down the Mortgage Goal

Share your piggy banks!  What do you do with spare change?

 

 

WEEK 5: Knits, Bits, & Shits

FEBRUARY HAS BEGUN!  GET IT, BITCHES.

Personal Goals

General Health
I’ve been logging religiously on myfitnesspal  despite not staying within calorie budgets.  I may have also joined a [free] February Fitness Challenge with Girl Meets Fitness that starts today!  Did I go to the gym on day one and do the youtube?  WAIT A WHOLE DAMN WEEK TO FIND OUT LOL.

I am Two Weeks Down on the StepBet Challenge  I need to hit at least 14,979 steps 4 days a week and 18,592 steps 2 days a week, every week, until March 5.  I rocked week 2 with flying colors!  There is $26,520 in the pot and at least 35 people have dropped out already.

GYM July 2016 – June 2017: 37/120
I got it in TWICE this week – definitely an improvement!

Sub-Goal: Donate Blood – February 20th!

Be Creative
I hit the library on break one day and picked up Nudge: Improving Decisions about Health, Wealth, and Happiness and have kind of been slogging through it.  I’m finding it more and more difficult to read on the bus which leads us to the other creative thing….

knits

I’m learning to knit!!!  I was telling my friend how I was interested in taking a knitting class and she said I could just come to her knitting circle and teach me!  I went to Loop and picked up a skein of yarn and wooden needles and I’m learning!  I do great as long as a knitter is somewhere near me but I am having a hard time learning how to fix my mistakes.  Despite looking at several youtubes I just cannot figure out how to fix a dropped stitch!!  So I must wait until Thursday to get it fixed and keep going….but in time I will learn to fix my mistakes.

Financial Goals

Pay Down Some Mortgage
I’m up to $71.33 this week using Qapital Only one #wallydog pictures last week on his third birthday but other spending pumped this up!

Save Like a Motherfucker
MoneyTalkNews had a post about Wells Fargo running a promotion where you get $250 for opening a checking account so I have a bank account linked to my mortgage now!  It was $25 to open so I took the $25 from paypal and I rolled a bunch of change at the house (more on this on Tuesday!) so there is now $81.50 sitting in that account and it gains a little interest!!

Mortgage: $63.43/$1,000
Savings: $81.50/$1,000
So $2,000 towards each of these goals by June?Yeah I still got this.

Professional Goals

Continuing Education Credits for Health License
We started this training this week and I was told to wait another month or two before I start the CE credits.  Boo.

Learning About Annuities
Someone else at work is scheduling this so

Blog Goals

Why The Fuck Are You Reading This?
I need to get better about using Instagram to promote this blog since it’s my second most popular platform (Facebook being #1 but I’m just not comfortable advertising to that platform yet)

Weekly Updates
5 down.  47 to go!  I like doing this on Sunday nights to share with you all the next morning

Any ideas on how to achieve these goals?  I’m all ears!

Earning Free Amazon Gift Cards – How I’m up to $112.88 so far in 2017!

I currently have $112.88 on my Amazon gift card balance from earning sites.

photo courtesy for amazon.com
photo courtesy for amazon.com

December was good to me in many ways – one of them being I was able to cash out on a lot of earning sites that had high earning rates for the holidays!  Here is how I racked up this random amount of cash in December.

Ways to Earn Amazon Gift Cards

$40.00 through Inbox Dollars
It took me 6 months to earn $30 – and then less than a month to earn the additional $10 in the higher bonus time of December.  Now…it took me 6 months because I didn’t spend much time with it until the last 2-3 months when I actually got into some surveys, played videos a lot, and did a few e-mail offers.  I earned $67 in 2016 through Inbox Dollars and I think it would be more worth it if I spent more time with it….but I’m trying to limit my earning site time in 2017!

$17.88 through Job Spotter by Indeed
December is PERFECT for Job Spotter because everyone is hiring for extra holiday help – I cashed in for all sorts of help wanted signs and now it’s become a game I can’t stop playing.  I like to walk around on my lunch breaks and find now hiring signs!

$5.00 through Perk.com
Probably the longest $5 it took to earn – from my understanding, people make the most money from them running phones all day and it just seems overly time consuming.  I enjoy their Word Search and Pop Quiz (trivia) games but am no longer working any harder than that to earn.

$25.00 through Swagbucks
Ahhhh Swagbucks.  My love-hate relationship that is more hate every year.  The earnings are not as great, the videos longer, and the surveys just never want to hear from a 30 year old female from 19145.  Yet I can’t seem to stop running videos on my phone at home or checking in when I’m on the laptop.  For that,December was an easy earning month sand I’ve got $25!  I earned $255 in gift cards through Swagbucks in 2016

$25.00 from Verizon Rewards
I earn rewards for just having Verizon – I have things set on auto pay and I earn rewards monthly so in December I cashed out for another Amazon gift card.  I earned about $75 last year in giftcards from Verizon so it’s nice they give a little back despite their ridiculous prices.

 

 

 

FitBit Charge HR 2

#TealTuesday 5 Ways to Stay Motivated with FitBit

FitBit Charge HR 2
FitBit Charge HR 2

I live in a teal world.  They know me here.  Look, it was a pretty easy selling point that it was teal but it ALSO keeps me on track with fitness AND money goals!  This is now my third style of FitBit after the original charge gave me skin rashes and I lost my Fitbit One when it came off my yoga pants in an Uber  – I’ve had the FitBit Charge 2 for 4 months now and have had no issues!

Click here to be my friend on FitBit!  Let’s get in a step challenge and shit talk like a teenager in Call of Duty (without the racial slurs of course)

5 Awesome Apps That Work with FitBit

In honor of our 5th week of #TealTuesday

StepBet
ICYMI: 2 weeks ago I signed up for a StepBet Challenge that started yesterday that I bet $40 and should get that back AND THEN SOME! which will all be calculated by my FitBit.  The pot is currently at $26,520 with 663 participants and last night I met one of my stretch goals so I’m on this.

There is a similar app called Pact but they are currently having integration issues with my FitBit…so we’lll see what’s up with that in the future!

Achievemint
I use Achievemint to earn for fitness for free- link your fitness and social media apps to earn!  Sign up with my link and earn 250 points. You can earn points for logging through connected apps, posting health-related tweets, or checking in to healthy locations!

MyFitnessPal
I like that MyFitnessPal (MFP) links to my FitBit and then I get some more calories back to eat!  As of today I’m on my 51st day of logging which is probably my longest streak to date since I did Weight Watchers in 2012.  The key to health is eating mostly right and moving your ass and this app helps with that.

Walgreens Balance Rewards for Healthy Choices
Walgreens will let you link your FitBit (and other apps) to your Walgreens balance rewards so you can earn cash back for steppin’ it up!  I’ve got about $10 sitting in there right now and I usually just cash it out in $5 or $10 increments whenever I see it.  It’s basically free money back for having a FitBit!

higi
If you have seen a blood pressure station at a Rite Aid or Walgreens it’s probably a higi station.  This is how i weigh myself because I don’t keep a scale in my house and it links to my FitBit.  Honestly, the rewards for higi really suck but I like that I have to go to these to weigh in – kind of like my own ghetto Weight Watchers but without the meetings.

What do you use your FitBit or other tracker for?  Has it been beneficial?