WEEK 20!

Anyone else trying REALLY hard not to turn on the A/C? We had to cave this week.

General Health

Down 1.8 this week! WHAAAT? WW is WORKING!

I’m really pumped at how well Weight Watchers is working again. I found a really good group and we’re getting into the summer where fruits and veggies are everywhere!

GYM July 2016 – June 2017: 86(as of 5/15) /120 

Be Creative
You may have noticed my cover picture today….I was gifted all of these knitting needles and some stash yarn from a friend who got them from a friend. I LOVE ACCEPTING OTHER PEOPLE’S CRAFT STUFF! I have a pretty good stash started and I haven’t spent any money on it! I finished the scarf and am excited!! After a few attempts at trying to start a hat and the legwarmers….I think I need more help!

Financial Goals

Pay Down Some Mortgage
I threw $50 on that bitch this week.

Frugal AF
I biked to and from work most days last week thus saving myself $14.40 in SEPTA bus fares.

Mortgage: $778.65/$1,000

Professional Goals

Continuing Education Credits for Health License
I breezed through some chapters at work this week but still have a ways to go.

Learning About Annuities
We did another training on Friday!  Woo!

Blog Goals

A new perspective on bloggery
I read an interesting thread on Reddit this week asking how much time people devote to side-hustles. A lot of people said “Zero” and spend the time one would use on side hustles to enrich their full-time careers instead. I think there’s something to be said about that.

Weekly Updates
20 down and I kind of can’t believe it! 32 weeks to go. 1 more week until VACATION.

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Five Frugal Things: Saturday Edition

A la The Non-Consumer Advocate:

  1. I ate leftover pizza and brewed coffee at home for breakfast.
  2. I used our rain barrel water to clean out our Bennett Compost bucket, another bucket, and water some plants.
  3. I met the boyfriend at a bazaar happening at our local Whole Foods – we walked around and bought nothing then came home and ate snacks. One of my favorite things about Philadelphia is all the free entertainment spring through fall.
  4. I’ve had the itch to go out and get a beer or something. Instead, we’re drinking what we have at home. We also went to Acme and bought New York strip steaks, some sides, and a dessert for the cost of one entree at a restaurant. I’m so thankful my man can cook!
  5. Spending the evening in is so much cheaper! Eating and drinking at home while watching the TV we pay for. I’m running Swagbucks and knitting through it all.

WEEK 11 RECAP – I Did Nothing for St. Patty’s Day. Holllaaaa

General Health

Here’s how I’m doing with March FitCamp!  :

  1. Respect nutrition – I’ve been eating a lot of oatmeal and trying to stay right buuuuut there were lots of pizza slices and cookies this week
  2. Do one legitimate straight-leg pushup – I’ve been able to up my hand weights from 5lb to 8lb and can now do about 3 knee push ups.  PROGRESS!  I FEEL IT!
  3. Beat last month’s 13 days at the gym – I’m at 10 as of Friday!  I’m going to try to break this record this very week!

It was really difficult to stay on track for the StepBet this week with all that snow!  It makes me so lethargic.  On Tuesday I ended up working from home and spent the last hour of my day jogging in place and walking around the block to knock out the last 4,000 steps before bed.  Rest day can’t be Tuesday!

GYM July 2016 – June 2017: 61(as of 3/19) /120 HALFWAY MARK! WOOO!!  Think I can do 59 more by the end of June?  

Be Creative
I messed up in my scarf this week and was unable to make knitting circle….so that is on hold until I can get help to “frog” a few lines and get in.  I know where I messed up and tried to just keep knitting….but it’s an eyesore now and I feel like I won’t be happy with the finished product unless I take the time to fix it.  Sooooo I’m going to fix it!

I picked up Thank You for Being Late: An Optimist’s Guide To Thriving In The Age of Accelerations at the library and I think it will come in handy for blogging!

Financial Goals

Pay Down Some Mortgage
Another $100 went into Principal!  I’m not fucking around.

Frugal as Fuck
I loaded up one of my desk drawers with oatmeal and oatmeal essentials so I always have a post-gym breakfast.  Or an emergency lunch. And a backup bag of coffee.  

As you can see, I also use painter’s tape and a sharpie to label things – I do this in the kitchen too.  It’s a cheap labeling system that doesn’t leave sticker residue on anything.

The boyfriend and I had a pleasantly cheap weekend – we walked to the grocery store Saturday to get a week’s worth of groceries and Philly AIDS Thrift on Sunday and bought nothing.  We stayed mostly indoors doing home shit and sleeping.

Mortgage: $531.50/$1,000

Professional Goals

Continuing Education Credits for Health License
Not much CE work was done this week.  I should really get back on that before I lose momentum!

The DI seminar was cancelled due to weather.  Fuck you, weather!  I wanted to get my free learn on!

Learning About Annuities
This got pushed to the end of the month.  Boo.

Blog Goals

Why The Fuck Are You Reading This?
Still not focusing much on this AND I believe I have killed the weekly #TealTuesday posts….I will continue to post #TealTuesday stuff on my Instagram and Tumblr.

A friend once gave me the advice that i should focus on doing things rather than posting about them.  I like that so I’m going to keep on that.

Weekly Updates
I need to get better about proofreading these on Monday morning on the way to the gym before they post – sometimes when I copy/paste I miss things that make the weekly updates make less sense.  So I’m going to work on that more.

Five Frugal Things: Saturday Edition

A la The Non-Consumer Advocate:

  1. I have no plans….and that’s the best plan some weekends.  We went grocery shopping and are staying in the house while my boyfriend attempts making pho!  Our pot is not the suggested size but we are making do… wp-1489260198922.jpg
  2. I’m continuing to work on my first knitting project and I’m trying to get through the purple yarn so I can start the green!  It’s such a great activity to do and I can run Swagbucks and InboxDollars while I do it.  A great couch activity for a quiet, cold weekend.
  3. Enjoying the TV we have at the house instead of renting or going to the movies.  We do have cable and are locked in until December but we take full advantage of OnDemand and DVR.  I’ve got plenty of People’s Court and High Court to watch!
  4. I rinsed out the compost bucket with rain barrel water while that was emptying and watered our little babies – look at them grow!2017-03-11 11.02.32.jpg
  5. I’m not buying anything!  So enjoy this picture of Wallace:2017-03-11 12.45.49

Boxed.Com Savings Hack – Act Now!

Step 1: If you have American Express, log onto your account and activate the Boxed.com $15 offer (if you would like a referral link to open an AmEx – send me your e-mail!)

Step 2: Sign up for iBotta

Step 3: Activate the Boxed.com offer – make sure to click the SHOP button at the bottom and download the Boxed.com app

Step 4: Create a Boxed.com account using this referral code (or put ATAA2 in the promo section at checkout)

Step 5: Spend at least $60 at checkout, make sure your referral promo code reflects $15.00 and use your $4 in rewards.

I bought 100 Forever Stamps for $46.75 and 100ct. Zyrtec for $37.99.

 Here’s how this worked for me:

Subtotal $84.74
Shipping $0.00
Tax $0.00
Referral Promotion $15.00
Rewards $4.00
AmEx Offer $15.00
iBotta Cash Back $12.71
Total $38.03

I get excited about the little things…like getting stamps a day before they go up in price without going to the post office…and almost getting them for free?

What savings hack triumphs do you have?

Investing in My Community – the South Philly Food Co-op

Last night I went to a very informative happy hour for the South Philly Food Co-op – a local grocery store that is slated to open in 2017.  They have been working on this for several years and are up to over 700 member-owners.  I threw my cash down to be a part of this community.

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What is a Co-op?

The International Cooperative Alliance defines a co-op as “an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly-owned and democratically-controlled enterprise.” A co-op is not a charitable organization or social service agency.

Why did I join?

South Philly has had an interesting landscape over the last decade – particularly in the Easy Passyunk Avenue section.  When I first moved to the city in 2011 nobody went to East Passyunk as there was nothing there but a few local shops.  Now it’s a thriving food hub and up-and-coming neighborhood for the next generation to settle down and grow some roots.

I bought a house less than a mile from where this new grocery store would be.  I want to support my community and spend my time with like-minded people so it makes sense that I would buy into an all-natural organic market that gets its products from local sources.

I also do miss non-profit life and this would be a great way to volunteer and be proactive in my community without putting a lot of money forth.  You pay a one-time fee and you’re a member for life so now that they got my money (thanks, bonus!) I don’t have to worry about paying dues or anything.

How do you support your community?

 

BJ's List for Today.

BJ’s List Hack – why haven’t I thought of this until just now?

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I’ve gotten very sick of trying to rustle through the coupons and trying to do math at the same time in the aisles – so I’ve made it slightly more idiot-proof!  I have this list and I will not deviate from this list.  Everything we need to get through the winter without ordering delivery every night.

The IB circled next to some is for iBotta – it’s a cash back app where you unlock rebates, scan the items you buy and take a pic of your receipt, and then when you hit $20 in rebates you can cash out to Paypal, Venmo, or other types of gift cards.  Sign up for iBotta with my referral link and get a bonus.