WEEK 20!

Anyone else trying REALLY hard not to turn on the A/C? We had to cave this week.

General Health

Down 1.8 this week! WHAAAT? WW is WORKING!

I’m really pumped at how well Weight Watchers is working again. I found a really good group and we’re getting into the summer where fruits and veggies are everywhere!

GYM July 2016 – June 2017: 86(as of 5/15) /120 

Be Creative
You may have noticed my cover picture today….I was gifted all of these knitting needles and some stash yarn from a friend who got them from a friend. I LOVE ACCEPTING OTHER PEOPLE’S CRAFT STUFF! I have a pretty good stash started and I haven’t spent any money on it! I finished the scarf and am excited!! After a few attempts at trying to start a hat and the legwarmers….I think I need more help!

Financial Goals

Pay Down Some Mortgage
I threw $50 on that bitch this week.

Frugal AF
I biked to and from work most days last week thus saving myself $14.40 in SEPTA bus fares.

Mortgage: $778.65/$1,000

Professional Goals

Continuing Education Credits for Health License
I breezed through some chapters at work this week but still have a ways to go.

Learning About Annuities
We did another training on Friday!  Woo!

Blog Goals

A new perspective on bloggery
I read an interesting thread on Reddit this week asking how much time people devote to side-hustles. A lot of people said “Zero” and spend the time one would use on side hustles to enrich their full-time careers instead. I think there’s something to be said about that.

Weekly Updates
20 down and I kind of can’t believe it! 32 weeks to go. 1 more week until VACATION.

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WEEK 11 RECAP – I Did Nothing for St. Patty’s Day. Holllaaaa

General Health

Here’s how I’m doing with March FitCamp!  :

  1. Respect nutrition – I’ve been eating a lot of oatmeal and trying to stay right buuuuut there were lots of pizza slices and cookies this week
  2. Do one legitimate straight-leg pushup – I’ve been able to up my hand weights from 5lb to 8lb and can now do about 3 knee push ups.  PROGRESS!  I FEEL IT!
  3. Beat last month’s 13 days at the gym – I’m at 10 as of Friday!  I’m going to try to break this record this very week!

It was really difficult to stay on track for the StepBet this week with all that snow!  It makes me so lethargic.  On Tuesday I ended up working from home and spent the last hour of my day jogging in place and walking around the block to knock out the last 4,000 steps before bed.  Rest day can’t be Tuesday!

GYM July 2016 – June 2017: 61(as of 3/19) /120 HALFWAY MARK! WOOO!!  Think I can do 59 more by the end of June?  

Be Creative
I messed up in my scarf this week and was unable to make knitting circle….so that is on hold until I can get help to “frog” a few lines and get in.  I know where I messed up and tried to just keep knitting….but it’s an eyesore now and I feel like I won’t be happy with the finished product unless I take the time to fix it.  Sooooo I’m going to fix it!

I picked up Thank You for Being Late: An Optimist’s Guide To Thriving In The Age of Accelerations at the library and I think it will come in handy for blogging!

Financial Goals

Pay Down Some Mortgage
Another $100 went into Principal!  I’m not fucking around.

Frugal as Fuck
I loaded up one of my desk drawers with oatmeal and oatmeal essentials so I always have a post-gym breakfast.  Or an emergency lunch. And a backup bag of coffee.  

As you can see, I also use painter’s tape and a sharpie to label things – I do this in the kitchen too.  It’s a cheap labeling system that doesn’t leave sticker residue on anything.

The boyfriend and I had a pleasantly cheap weekend – we walked to the grocery store Saturday to get a week’s worth of groceries and Philly AIDS Thrift on Sunday and bought nothing.  We stayed mostly indoors doing home shit and sleeping.

Mortgage: $531.50/$1,000

Professional Goals

Continuing Education Credits for Health License
Not much CE work was done this week.  I should really get back on that before I lose momentum!

The DI seminar was cancelled due to weather.  Fuck you, weather!  I wanted to get my free learn on!

Learning About Annuities
This got pushed to the end of the month.  Boo.

Blog Goals

Why The Fuck Are You Reading This?
Still not focusing much on this AND I believe I have killed the weekly #TealTuesday posts….I will continue to post #TealTuesday stuff on my Instagram and Tumblr.

A friend once gave me the advice that i should focus on doing things rather than posting about them.  I like that so I’m going to keep on that.

Weekly Updates
I need to get better about proofreading these on Monday morning on the way to the gym before they post – sometimes when I copy/paste I miss things that make the weekly updates make less sense.  So I’m going to work on that more.

#TealTuesday #4 My Only Handbag

wp-1483021280753.jpgThis is basically the only handbag I own.  I use this or my Under Armor backpack for all my shit-lugging needs.

I bought this Fossil Morgan Zip Cross Body Bag in September of 2014 and it has been my only real handbag since.  I still have the bag that this one replaced, but the strap was broke n so when I switch out I have to use the same strap.

Aside from not considering handbags – PLURAL- a necessity, here are the strict requirements I have for handbag purchase.  If it doesn’t meet these requirements, I will not buy it (no matter how cute it is.  no matter how on sale it is.  no matter how badly I want something new):

 

Criteria for a Handbag:

Cross Body Strap.  I have to be careful about hurting my back but I NEED to be hands-free and cannot stand bags that have to be held up on your shoulder or at your elbow.  Don’t even get me started on clutches.

Zip Top.  Not only does this keep your bag from falling over/being dropped and spewing your bag full of shit all over the street but it keeps people from being able to pick-pocket you.  In a city, I need that extra bit of security.

At Least 2 Pockets.  This one has EIGHT and I love it.  I like my bags like I like my emotions – easy to compartmentalize.

Real Leather.  Cloth bags get dirty and fall apart a lot faster.  I need something durable that will last and so far Fossil’s leather has been doing good.  Yes, the dye is starting to wear off in some spots on this bag but you

How many handbags do you have?  What’s the oldest one you use?

Boxed.Com Savings Hack – Act Now!

Step 1: If you have American Express, log onto your account and activate the Boxed.com $15 offer (if you would like a referral link to open an AmEx – send me your e-mail!)

Step 2: Sign up for iBotta

Step 3: Activate the Boxed.com offer – make sure to click the SHOP button at the bottom and download the Boxed.com app

Step 4: Create a Boxed.com account using this referral code (or put ATAA2 in the promo section at checkout)

Step 5: Spend at least $60 at checkout, make sure your referral promo code reflects $15.00 and use your $4 in rewards.

I bought 100 Forever Stamps for $46.75 and 100ct. Zyrtec for $37.99.

 Here’s how this worked for me:

Subtotal $84.74
Shipping $0.00
Tax $0.00
Referral Promotion $15.00
Rewards $4.00
AmEx Offer $15.00
iBotta Cash Back $12.71
Total $38.03

I get excited about the little things…like getting stamps a day before they go up in price without going to the post office…and almost getting them for free?

What savings hack triumphs do you have?

BJ's List for Today.

BJ’s List Hack – why haven’t I thought of this until just now?

2016-12-17-10-19-36

I’ve gotten very sick of trying to rustle through the coupons and trying to do math at the same time in the aisles – so I’ve made it slightly more idiot-proof!  I have this list and I will not deviate from this list.  Everything we need to get through the winter without ordering delivery every night.

The IB circled next to some is for iBotta – it’s a cash back app where you unlock rebates, scan the items you buy and take a pic of your receipt, and then when you hit $20 in rebates you can cash out to Paypal, Venmo, or other types of gift cards.  Sign up for iBotta with my referral link and get a bonus.

My Top 3 Lazy Earner Websites

Okay…so today I promoted Ebates on my Facebook and a few people got interested….so here is my favorite list of “lazy earners” – sites/apps/extensions I use to earn points that can be turned into paypal money or giftcards…usually of the Amazon persuasion.

1. Swagbucks.com
So with SB…you get what you give for the most part – you do stuff to earn their virtual points referred to as “swagbucks” and then exchange them for various rewards – usually e-giftcards to awesome places like Amazon, Starbucks, Target, Walmart, etc.  They have a Shop & Earn section where you can earn for shopping at places like Groupon, Living Social, rotation Amazon categories, and MANY other physical and internet stores.  The rest of the website is basically getting a few bucks to watch ads or try new products (sometimes for free, but usually for trial and whatnot)

Average Earnings: $25- $40 per month in Amazon and Starbucks giftcards.  
I use the Shop & Earn for daily purchases and run the mobile apps whenever I have free wifi.  When I’m lazing around at home I’ll run the SBTV in the background or do surveys…though it is easy to spend 30 minutes just disqualifying for surveys.  I also try to use their search function as often as possible (It’s yahoo and kind of sucks…but I’ve just started searching google.com and have received swagbucks for it!)

Click here to sign up for Swagbucks and get swaggin’

2. Recyclebank.com
You sign up and slap a sticker on your recycling bin (or don’t.  It’s whatever since I’ve been earning well after that poor bin was stolen) and earn points that can be used for coupons to local establishments, e-giftcards, magazine subscriptions, etc.  You can also earn points by doing the activities on their website that often give you great energy-saving tips.

Average Earnings: $15 and a magazine subscription per year.  
Not a huge payout – but I’m dragging the recycling to the curb once a week and this is giving me something for that!

Click here to sign up for Recyclebank and earn for helping the earth and stuff

3. EBates.com
They will send you paypal money, giftcards, or even a check in the mail just for shopping at websites you usually do – Groupon, Amazon, etc.!  You just have to check their website or download the browser extension and it will do the rest!

I Don’t Have Average Earnings Yet
I just started using this in 2015 though I have friends that say they have earned $200-$300 over the years in “cash back”

Click here to sign up for EBates.com


 

Today I bought a Groupon and used both EBates AND Swagbucks so I got about $5.20 back from a $40 Groupon purchase!  May not seem like much…but it all adds up.