WEEK 20!

Anyone else trying REALLY hard not to turn on the A/C? We had to cave this week.

General Health

Down 1.8 this week! WHAAAT? WW is WORKING!

I’m really pumped at how well Weight Watchers is working again. I found a really good group and we’re getting into the summer where fruits and veggies are everywhere!

GYM July 2016 – June 2017: 86(as of 5/15) /120 

Be Creative
You may have noticed my cover picture today….I was gifted all of these knitting needles and some stash yarn from a friend who got them from a friend. I LOVE ACCEPTING OTHER PEOPLE’S CRAFT STUFF! I have a pretty good stash started and I haven’t spent any money on it! I finished the scarf and am excited!! After a few attempts at trying to start a hat and the legwarmers….I think I need more help!

Financial Goals

Pay Down Some Mortgage
I threw $50 on that bitch this week.

Frugal AF
I biked to and from work most days last week thus saving myself $14.40 in SEPTA bus fares.

Mortgage: $778.65/$1,000

Professional Goals

Continuing Education Credits for Health License
I breezed through some chapters at work this week but still have a ways to go.

Learning About Annuities
We did another training on Friday!  Woo!

Blog Goals

A new perspective on bloggery
I read an interesting thread on Reddit this week asking how much time people devote to side-hustles. A lot of people said “Zero” and spend the time one would use on side hustles to enrich their full-time careers instead. I think there’s something to be said about that.

Weekly Updates
20 down and I kind of can’t believe it! 32 weeks to go. 1 more week until VACATION.

Week 19 – Blehgh.

General Health

I still managed to lose weight this week – down .4. 5lbs total!

This week was kind of weird – I didn’t go to the gym once.

I lost the StepBet. I am a failure. I got sick and spent an entire day with a migraine and slept so much that I didn’t even hit 5k steps. I cashed out my money and will try again when I find some more cash in my health budget available.

I would really like to get in a StepBet with friends together – would anyone be interested in that?

GYM July 2016 – June 2017: 85(as of 5/5) /120 

Be Creative
I did forget to mention that last weekend I went to the Maryland Sheep and Wool Festival. I pet a lot of sheep and you can see some of the adventures on my instagram.

Financial Goals

Pay Down Some Mortgage
I put $28.65 down this week because that’s really all I had to spare.

Frugal AF
I was able to score some free meals after an event at work this week. I did my best not to spend on food throughout the week and ate a LOT of chicken wraps.

Mortgage: $728.65/$1,000

$271.35 by the end of June? Hmmmmm!!!

Professional Goals

Continuing Education Credits for Health License
I did work on this a little this week but am having a really hard time slogging through that chapter.

Learning About Annuities
We’re not getting far with these and it’s a little annoying. STILL.

Blog Goals

Murrrr….
It’s hard to post when I’m not feeling great or awesome.

Weekly Updates
Barely but I’m doing it

General Health

I was actually down 1.6 last week!! WHAAAT?

I started biking to work and walking home with a friend. Great exercise! The only issue is the dang fitbit doesn’t count as many steps for cycling so the StepBet is becoming a struggle.

This week was a close one for the StepBet – At 9:15pm on Thursday I realized I was still 5,000 away from my base goal so I jogged in place through 2 episodes of Hidden America. I don’t want to have to do this again.

GYM July 2016 – June 2017: 85(as of 5/5) /120 

Be Creative
Went to knitting circle AND A WHOLE DANG SHEEP AND WOOL FESTIVAL!

Financial Goals

Pay Down Some Mortgage
I was unable to do anything with this this week and hope to do something in week 19

Frugal AF
Biking and walking my commute has saved me a week of bus fare!

 

Mortgage: $700/$1,000

$300 by the end of June? Hmmmmm!!!

Professional Goals

Continuing Education Credits for Health License
I did work on this a little this week!

Learning About Annuities
We’re not getting far with these and it’s a little annoying. STILL.

Blog Goals

What Do You Like About This?
I know it needs more and that I have so many ideas…..but sitting down to actually write blog posts is rather exhausting.

Weekly Updates
Hey, we’re here. Woot woot. Remember when people said that? lol.

Week 17 and it’s gonna be….

justin-timberlake-90s
Courtesy of 90’s 411

Sorry…as a product of the 90’s I can’t NOT make this joke.

General Health

Man…when I’m down, I am DOWN. Week 17’s WW mantra was to be kind to yourself and treat yourself as you would a friend on the same journey. I’m hard on myself. I am mad when I don’t accomplish my goals and even more mad when it’s because I am getting in my own way.

I DONATED BLOOD ON WEDNESDAY. So I’ve stayed on track with that side goal holla. I always feel better doing things that are for the greater good even though I hate needles. I was stabbed a total of 6 times last week between birth control, allergy shots, and blood donation.

My diet was a battle as we managed to get 4 boxes of Insomnia Cookies for Administrative Professionals Day (aka my bosses like me more than your bosses like you day) and I have very little control around baked goods. I also ate a LOT of barbecue so I bet weigh in is going to be rough.

Handling this new StepBet well still. 2 weeks down, 4 more to go!

GYM July 2016 – June 2017: 82(as of 4/28) /120 

Well…..at this point I would have to go to the gym every day between now and July 1 so I think I may have to shift this from July 2016 – August 2017 :( I’m going to keep going and keep trucking to do the best I can but it’s not looking great.

Be Creative
I’ve been knitting AND journaling again. I always get to work early so I’ve just been jotting a few lines down before work hubbub starts. It feels good to try.

I’m still reading “The Subtle Art of Not Giving a Fuck” by Mark Manson and loving it.

I’ve also taken to listening to podcasts instead of music at work and I’m finding it helpful. Personal finance, comedy, and personal growth seem to be my podcast genres.

Financial Goals

Pay Down Some Mortgage
I threw $61.40 in there just to get myself up to an even $700 by the end of April.

Frugal AF
Man, I’m just trying. I slip up here and there on food but at least they’re small. I need to find new breakfast options as I am starting to loathe oatmeal (again) and have fallen prey to the breakfast buffet downstairs because bacon. My budget gets blown one bacon at a time.

I’ve been listening to some personal finance podcasts and find them helpful:

Bad with Money with Gaby Dunn

Radical Personal Finance with Joshua Sheats

Mortgage: $700/$1,000

$300 by the end of June? I hope I can make that work in 2 months!!

Professional Goals

Continuing Education Credits for Health License
I have one more free training with our insurance company and I have not been doing my license stuff. I told you when I’m down I’m DOWN

Learning About Annuities
We’re not getting far with these and it’s a little annoying.

Blog Goals

What Do You Like About This?
Got any feedback? Is there a particular thing you like about my weekly updates? Are they motivating or whiny? Lemme know

Weekly Updates
Doin’ the damn thing.

Week 16

General Health

Still battling that gym and ended up maintaining last week in Weight Watchers – still not a gain though! We’ll see how I do this week.

I have not been to the gym a lot but I did start another StepBet! This is the biggest one I’ve done yet at $40,280 and it still had one day to go! It starts on Sunday instead of Monday which is weird and I need to remember but hopefully I can make it work and rest on Saturdays instead.

GYM July 2016 – June 2017: 80(as of 4/18) /120 

Be Creative
I finally got back to knitting circle! We’re planning to hit the MD Sheep and Wool Festival in a few weeks and I can’t wait!

I have been reading “The Subtle Art of Not Giving a Fuck” by Mark Manson and I may have to purchase this book after I return this copy to the library. I love it.

Financial Goals

Pay Down Some Mortgage
Another week that I was unable to throw some more at the mortgage BUT I am looking at ways to cut some expenses down so I can do this again.

Frugal AF
I had to fight and advocate for myself last week when the local Pep Boys damaged my car and didn’t tell me. I had to call corporate and file a complaint after some back and forth with the manager…but it’s getting fixed.

Mortgage: $638.60/$1,000

Professional Goals

Continuing Education Credits for Health License
We keep getting pushed back. Boo

Learning About Annuities
Still waiting for that next session to come around

Blog Goals

I’m still trucking along
16 weeks in and I’ve kept account of what’s going on – hooray! I also may be working on something else at the moment.

Weekly Updates
Careful to edit every section this week and ready for you!

WEEK 15 – HAPPY SPRING,YA’LL

6am. Monday morning. Trying desperately to get back on the gym game.

General Health

I was only down .2 this week but that’s still better than a gain and probably most certainly has nothing to do with the amount of pizza I ate. I’m not excited about weigh-in tonight because I was not good…including one day that I ate 100 points! Yikes!

I’m not gonna lie – I’m having a REALLY hard time getting back into the groove of my 6am workouts and normal life.

GYM July 2016 – June 2017: 78(as of 4/11) /120 

Be Creative
I did a lot of knitting when I went to my dad’s in Delaware this weekend.

Financial Goals

Pay Down Some Mortgage
I did not work toward this goal this week. I’ve been doing well but this week was a rough one financially so that didn’t happen and here’s why:

Frugal Fail of the Week
I went for my allergy shot on Wednesday and tried to stop by a new local coffee shop to try them on the way…..they were cash only. I don’t carry cash. So I figure I’ll just go to Starbucks instead along the way. I’m out of money on the app so I have to reload….and the reload minimum is $25. I go stand in the first Starbucks and a barista looks in the eye but does not acknowledge me and keeps holding a conversation with another barista. I count to 30 and walk out because I HATE THAT SHIT. I try to go to the other Starbucks closer to my doctor and they are closed because they can’t make coffee.

I get to work and sitting on my desk is a coupon for free coffee and pastry from Au Bon Pain. What a freaking waste of $25. SHAME.

Mortgage: $638.60/$1,000

Professional Goals

Continuing Education Credits for Health License
This thing called “tax season” should finally be behind me for the year and I can get a little breathing room to do this.

Learning About Annuities
Still waiting for that next session to come around

Blog Goals

A Comment! 
Shout out to David Carlson from Young Adult Money for taking the time to read last week’s post and comment! I read a lot of YAM and his comment reminded me that I need to be better about commenting [thoughtfully] on the blogs that I read more often.

Weekly Updates
I’ve noticed that I’ve been getting bad again about actually updating each section of this update. Stop it, me! You’re better than that!

And with this I pose a random question to you:
Have you ever had someone help you with your cover letter, resume, or job hunt? Was it free help or paid? Tell me about it please!

Week 14 – Slightly Better?

Illness. It becomes all-consuming and makes you a little cray-cray. I haven’t been to the gym since Tuesday. My body is exhausted and even this weekend I couldn’t bring myself to do too much. I’ve got a few different medical conditions going on right now – one of which being my asthma getting really bad with the season change. I’ve been to the doc. I know what I have to do.

General Health

Weight Watchers.  I’m on it and lost 3.6lbs in 2 weeks.  I’ve only made it to the gym Monday and Tuesday of the last 2 weeks. I slogged through those workouts and then my body wasn’t having it.

GYM July 2016 – June 2017: 77(as of 4/4) /120 

Be Creative
I’ve been exhausted but doing a few rows a day on the couch – almost through this damn thing!

Financial Goals

Pay Down Some Mortgage
I put $50 down on payday

Frugal as Fuck – FAF
We bought new york strip steaks at the Acme on Saturday because we wanted a fancy dinner – for the price of ONE entree out, we both had steak and mushrooms and got ice cream for dessert. Naturally, I used MobiSave, iBotta, Checkout51, and Receipt Hog to make a few bucks back on those puchrases.

The one time I did trek out this weekend was when our local Whole Foods was holding a bazaar on their parking garage. We walked around and bought nothing and I took this awesome picture:

Mortgage: $638.60/$1,000

Professional Goals

Continuing Education Credits for Health License
Lol….yeah, nope.

Learning About Annuities
We had one session and our next session is a few weeks.

Blog Goals

Were you taught to double-space after a period?
So it never occurred to me that my double spacing could be a problem with blogging..but someone shared an article that it is now archaic in the blogging world. And everywhere else. So I’m trying to train myself to only single space and it’s difficult.

Weekly Updates
14 weeks straight!

Five Frugal Things: Saturday Edition

A la The Non-Consumer Advocate:

  1. I ate leftover pizza and brewed coffee at home for breakfast.
  2. I used our rain barrel water to clean out our Bennett Compost bucket, another bucket, and water some plants.
  3. I met the boyfriend at a bazaar happening at our local Whole Foods – we walked around and bought nothing then came home and ate snacks. One of my favorite things about Philadelphia is all the free entertainment spring through fall.
  4. I’ve had the itch to go out and get a beer or something. Instead, we’re drinking what we have at home. We also went to Acme and bought New York strip steaks, some sides, and a dessert for the cost of one entree at a restaurant. I’m so thankful my man can cook!
  5. Spending the evening in is so much cheaper! Eating and drinking at home while watching the TV we pay for. I’m running Swagbucks and knitting through it all.

Lucky Week 13 – Rough One

This week was a rough one. Wally was having an itching issue and the prescription we got from the vet made him quite sick and has been having accidents all over the house…it kind of wrecked the week.  I didn’t hit the gym for 5 days straight and was not getting a lot of great sleep from getting up in the middle of the night.

It’s kind of amazing how important sleep and routine have become.  When these two parts are off for me, I feel like I can’t get my shit together.  I don’t get my Me Time.

General Health

Here’s how I’m did with March FitCamp!  :

  1. Respect nutrition – I LOST 3LBS IN MY FIRST FUCKING WEEK ON WEIGHT WATCHERS.  FUCK YEAH.
  2. Do one legitimate straight-leg pushup – So I did not make this March goal :(  I can lower myself all the way down without just falling now but can’t push myself back up.  I can do a about 3-5 on my knees which is an improvement!
  3. Beat last month’s 13 days at the gym –I went 17 times in March.

GYM July 2016 – June 2017: 70(as of 3/21) /120 

Be Creative
Still getting my knit on.  My friend just introduced me to a new craft group that meets 3 blocks from my house!  So I hope to make it to their next meetup – I’m getting close to finishing this scarf and then I can start LEG WARMERS.

Financial Goals

Pay Down Some Mortgage
This week I put $32.10 in.  I like when my bank accounts have nice even numbers so I just took the weird amount.

Frugal as Fuck – FAF
I sucked at this game this month.  I was way over on pretty much everything.  For the most part it was NOT frivolous.  My gym/walking shoes had holes in them.  I was down to my last 2 pairs of workout pants that don’t show off my hoo-ha with holes.  Weight Watchers.  Vetrinarian.  The little things add up and I’m going to make it a point to be really be FAF in April.

Mortgage: $588.60/$1,000

Professional Goals

Continuing Education Credits for Health License
Tax season is really not a joke for my job so I’ve been swamped.

Learning About Annuities
We started this on Friday!  I learned why someone would use annuities and some of the perks of using them!

Blog Goals

Were you taught to double-space after a period?
So it never occurred to me that my double spacing could be a problem with blogging..but someone shared an article that it is now archaic in the blogging world. And everywhere else. So I’m trying to train myself to only single space and it’s difficult.

Weekly Updates
Well I’m posting at least once a week so 13 down…

WEEK 12 IN THE BOOKS

General Health

Here’s how I’m doing with March FitCamp!  :

  1. Respect nutrition –I rejoined Weight Watchers this week and have been trying to get used to the new SmartPoints system as it’s different than the PointsPlus I did last time.  The meal on the left is 10 SmartPoints…and I only get 30 per day.  Luckily, the FitPoints are a lot easier to obtain so I’m able to eat almost double my points thanks to WW sycing with my FitBit!
  2. Do one legitimate straight-leg pushup – I’m noticing that the first 3 on-knee pushups suck a lot less when I do pushups but I’m still not very good.
  3. Beat last month’s 13 days at the gym –BOOM! I was at 15 as of 3/24

GYM July 2016 – June 2017: 65(as of 3/21) /120 

 

Be Creative
I learned how to frog and am back on track with my scarf!  I also now have all the yarn I will need for my next project thanks to someone offloading a bunch from KnitPicks for $8

I picked up Thank You for Being Late: An Optimist’s Guide To Thriving In The Age of Accelerations at the library and I think it will come in handy for blogging!

Financial Goals

Pay Down Some Mortgage
I was only able to put another $25 in this week but I still put it in!  Telling you all about my weekly progress on this is keeping me motivated to suck it up and throw the money in.

Frugal as Fuck
I feel like every day is a struggle not to spend!  I put $149.95 down on Weight Watchers this week but it will eventually be reimbursed by my health insurance which is a win!

I spent $33 on WW-friendly foods at Aldi and have a good pack of fruits and veggies for work tomorrow!

Mortgage: $556.50/$1,000

Professional Goals

Continuing Education Credits for Health License
I’m officially the worst when it comes to working on my CE – work has been busy!  It’s kind of a good thing!

Learning About Annuities
This got pushed to the end of the month…..sigh.

Blog Goals

Why The Fuck Are You Reading This?
I don’t know either!  I hope to wade through my drafts at some point and pull some more sideposts weekly but who knows!

Weekly Updates
Well I’m posting at least once a week