Week 25 – A Day Early and Some Dollars Short

I’m just now sitting down after a long week of prepping for this flea market that blew. I realized that I hadn’t even started a draft of this and just knocked it all out so here you go a day early! I’m going to focus Monday on on my next gameplan. Here’s what has happened…

General Health

I was down .4 so I am officially down 10.2lbs since I went back to WW. I ate a lot of pizza this week so I’m not confident about Tuesday’s weigh in.

GYM July 2016 – June 2017: 92(as of 6/19) /120 

Be Creative
I did a lot of knitting at the flea market and obtained a few more craft supplies that I will utilize.

Financial Goals

Pay Down Some Mortgage
Well this one is basically done for this 6 months.

Frugal AF
The DiSilvestro Playground was a total bust. I spent $10 on the table and sold $16 worth of stuff. My time was not worth $6 for 6 hours of time. Since I bought breakfast at $9 before the event I would call this a complete waste of my day. There were a few factors that made this a failure – I didn’t know what I was doing. The flea market had a rain delay so we missed Saturday crowds and not all of the customers may have gotten word that we were actually doing Sunday. While I did do a lot of planning on merchandising, I would need to up my game slightly to effectively see all of the merchandise and attract people to actually come in and look.

Will I do another flea market? Probably. I now have 4 boxes of organized and priced merchandise. I also have a slightly better understanding of how to stage things. I will also only do a Saturday event because I learned that Saturday fleas always do better than Sundays.

Mortgage: $800/$1,000

Professional Goals

Continuing Education Credits for Health License
I completed this goal!

Learning About Annuities
We had another annuity training. I am probably going to focus my next CE credits on annuities because I don’t like the training I’m getting at work.

Blog Goals

What?
I’m having a hard time coming up with goals for the next 6 months. I think this is mostly because of this huge expense that has popped up that I need to resolve.

Weekly Updates
I’m not even sure I want to continue this. I do feel like it helps and gives me a check in but it’s also depressing that by the looks of it…I didn’t really make a lot of my goals. Though maybe that’s just the thing!

It's hot.

When Huge Expenses Arrive

Okay….so as I mentioned in my last weekly update….my HVAC system took a huge poop last week. So. I have a Big Hairy Expense Goal coming up. I BHEG if you will instead of a BHAG for those familiar with business planning.

Estimated Cost: Between $6,000 – $10,000

Here is what I’m doing to make this as easy as possible:

SHOPPING AROUND
My boyfriend freelances and has been available this week to have 4 different companies come to look at our system and quote replacing the gas furnace and A/C. He was also kind enough to do a BUNCH of research to help me understand what these dudes are talking about and what I’ll be paying for.

LOOKING FOR ALTERNATIVES
We’ve been taking two box fans back and forth between the living room and bedroom. Unfortunately, there’s also construction on our block so we can’t keep the front windows open. A friend is kindly lending us a window unit so we can wait out the 2+ weeks we may be waiting for installation. This will keep us comfortable at home and less likely to seek out other places that will make us spend money!

CUTTING OTHER EXPENSES
So far I’ve cancelled my Bennett compost service, Spotify, and Amazon Prime. My cell phone will be paid off in my next bill so that should go down. We aren’t running a 25 year old inefficient air conditioning unit so that is saving expenses….though I’m not sure that’s saving when we’re running box fans 24/7.

One expense I’m not cutting? The $15/month gym membership. I’ve been going more and showering there to conserve at the house and make it less hot.

MAKING SOME EXTRA MONEY
I am paying $10 for a 10×10 space at the DiSilvestro Craft & Flea Market on Saturday from 11am through 4pm. I’ve got lots of sewing, quilting, and scrapbooking supplies that I’ve been carting around for way too long. Every night this week I’ve gone home and worked on pricing, staging options, and condensing for ease of travel. My only issue right now is when I signed up for this thing the weather was supposed to be sunny in the 80s and now they’re calling for rain. Anyone have a pop up tent I could borrow?

While pricing and organizing, I’ve been running Swagbucks and InboxDollars

That’s what I’m doing leading up to making a decision and saying goodbye to all of my money for a few months. What do you do when you’re suddenly strapped for cash?

 

Week 24……Welp.

Between having the bathroom sink snaked and the HVAC dying we are having a month.

 

General Health

I was down 3 lbs this week!!! Whaaaat? I went to the gym FOUR TIMES this week. Another whaaaaat?

Look, I’m not a huge proponent for “self-care” as I think this is a term that has been branded for marketing purposes and I’m against anything that comes off as another way to get people to buy shit they don’t need. With that being said – my friend encouraged me to get a pedicure on Saturday and LORD JESUS I NEEDED THAT SHIT. I sat in the chair and drifted off with no thoughts while a lady rubbed my feet. I haven’t had a pedicure in about a year so it was time. I feel so much better!

 

GYM July 2016 – June 2017: 91(as of 6/18) /120 

Be Creative
I worked on my knitting a bit more. I need to journal more but was spending my time getting insurance CE stuff done instead.WIN_20170610_09_48_51_Pro

Financial Goals

Well…..these are a bit fucked right now as I am mentally preparing to buy a new HVAC system that is going to cost around $6,000. I need to work on my next 6 month goals and I guess you can guess where my funds will be going.

Pay Down Some Mortgage
I have to give up on this goal now that I’m saving all cash for the HVAC.

Frugal AF
Oh man, this one is about to get turnt coming up. I cancelled the last of my subscription services, cancelled one of my Verizon lines as soon as I was eligible, and just loaded up on groceries at Aldi. I’m about to be a saaaaaad hermit for awhile but I’m going to share the journey with you.

My pedicure friend came in from out of town for the weekend and I was thankful to hang out with her. She gets my level of spending right now so we did a lot of free things including the Newbold Blues Festival, sitting on the couch while it rained, and a Summer Solstice party with one of my coworkers. I’m thankful for the people in my tribe that

Mortgage: $800/$1,000

Professional Goals

Continuing Education Credits for Health License
So I have 1.5 chapters left in my course – technically, I need to have it completed and take the test today to have this count on my work goals.

Learning About Annuities
We did another training last week but feel like this isn’t really working for me.

Blog Goals

What?
I need to come up with my next goals for the second half of the year. I’m not confident that I will be making any blog goals because I’m having a hard time just doing these weekly updates. I also need to focus on making some more money to pay for the HVAC system.

Weekly Updates
I am here and we are going to keep trucking through.

Week 23 – Post Staycation Blues

Last week was rough due to a bug that popped up Sunday night. Bleh.

General Health

I was up last week by .2 which is not at all surprising given my staycation. I worked harder this past week to reverse that through good eating since exercise was not really possible.

GYM July 2016 – June 2017: 87(as of 5/22) /120 

Be Creative
I worked on my knitting and attended a collage night on Friday! It was so awesome and I did a collage on a cigar box. I miss doing collage stuff but have been really bad about pulling out projects that take up a lot of space and require cleanup. I guess that’s why I’ve been favoring knitting over painting and such.

Financial Goals

Pay Down Some Mortgage
I put down $11.35 to make it an even amount and say I did something. I’m not sure if I can get that last $200 in by the end of the month but I’m going to try!

Frugal AF
I didn’t spend a lot of money on my staycation and I tried not to spend a lot of money this week. I was gifted free tickets to the Philadelphia Museum of Art so I had a blast going through there with my boyfriend – it was crazy seeing all of those pieces I had to write papers on.

Mortgage: $800/$1,000

Professional Goals

Continuing Education Credits for Health License
I did a little bit of this this week!

Learning About Annuities
Nope for 2 weeks.

Blog Goals

What?
Who?

Weekly Updates
Through staycation and almost to the e

Week 22 – #Staycation

Here’s something different – a play by play of my Staycation.

MONDAY
I hung out at the house all day! I used the circle loom and pumped out 2 hats and started a cowl. I also updated my Ravelry account and had a friend over to do some laundry and eat pizza.

TUESDAY
I took a little road trip in the morning to Doylestown because Traditions Yarn Shop is going out of business and everything was 30% off. I scored 6 skeins of yarn I also stopped at the In Full Swing Thrift Shop and found some great pieces! I also picked up the perfect notions bag at Serendipity and a birthday gift for my boyfriend’s niece at the Doylestown Bookshop.

It felt really awesome to just take off for a mini day trip and support a lot of local businesses! After this, my boyfriend and I drove to Maryland for dinner in honor of the aforementioned niece’s birthday – I started a hat with my new yarn on the road and we came home with coffee and half a watermelon.

WEDNESDAY
We took a road trip down to my dad’s house in Delaware for a few hours. We went to Jimmy’s Grille and feasted on fried chicken and then I grabbed a few more items from my dad’s attic – I’m working one box at a time to clear out the rest of my stuff.

I found a recipe my mom had saved for apricot jello and found a bunch of my old art shit from college.

THURSDAY
I biked into the city this morning to get my shots…only to discover they don’t open until 11am today. Gr. So I ran a few errands in center city, biked home, then Rich and I continued more errands and went back into the city for my shots. We then at from the five dolla holla halal cart and went home.

I spent the afternoon cleaning up the house for guests and then biked to 10th and Pine for knitting circle – so glad to have my ladies to knit with! Friends arrived in the evening and we hung out around the house.

FRIDAY
We went to Lil’ Java Philly for breakfast and off to PhillyAIDS Thrift and Loop yarn shop. I obtained 3 mason jars at 99cents each and two bags from Loop that came out to almost $20. We ordered in Circles for dinner then knit with friends for the rest of the night.

SATURDAY
I got up early and worked on some home shit.
While it doesn’t look like I did much – I went through about 5 boxes of collage supplies/scraps and condensed them down 2. My mom had these amazing Creative Memories roller cases so I put some of my collage shit in there and condensed the rest to 1 box. I’m going to a collage party next week and will now be super portable and excited to share all of these supplies with some ladies.

I also did laundry and went through more donation bags gifted to me – I have quite the donation pile for Big Brothers Big Sisters next week!

SUNDAY
Slowly pulled myself back to reality. Aldi run with my friend where I spent $75 on lots of awesome back-on-track groceries. Salmon, shrimp, chicken, yogurt, hummus, produce, and whole wheat hamburger buns that were only 50cents a pack! Our freezer is restocked and ready to go.

Gym bag packed. Crockpot Mexican Chicken made. Home kind of in order.

 

Week 21 – Pre-Vacay Cray Cray

A lot went on this week but I’m through it and FINALLY ON VACATION.

General Health

I was down .2 and I’m amazed. I have been bad about logging and need to work on that shit.

I walked with my friend a few times this week and have not done a whole lot else.

GYM July 2016 – June 2017: 87(as of 5/22) /120 

Be Creative
Lots of struggle with knitting this week – I’m having a hard time with patterns! it’s only knit knit perl perl and I’m struggling. I think I get it for awhile and then I yarn over on accident and still have  a hard time fixing my mistakes.

I was gifted a circle loom and several more skeins of yarn by another friend. SO THANKFUL TO MY LADIES! This is a quick, easy way to make a loose-knit hat.

Financial Goals

Pay Down Some Mortgage
I literally put $10 just to say I did something.

Frugal AF
I worked an event on Wednesday that left me with 5 entrees and several desserts and that became lunch and dinner for a few days! Thus stretching our groceries just a bit more.

I also cleaned someone’s home for some spending cash for my weekend.

Did I mention my friends are amazing and I haven’t had to pay for any craft supplies recently?

Mortgage: $788.65/$1,000

Professional Goals

Continuing Education Credits for Health License
I didn’t do much this week because it was the last week BEFORE VACATION.

Learning About Annuities
We did another one this week!

Blog Goals

A cool article
I don’t have much to say so here’s a cool article I’m reading about how millennials are working with what they have and doing what they need to do to live. Check it out here.

Weekly Updates
I MADE IT TO VACATION SO I GUESS I’LL TELL YOU ABOUT THAT NEXT WEEK!

WEEK 20!

Anyone else trying REALLY hard not to turn on the A/C? We had to cave this week.

General Health

Down 1.8 this week! WHAAAT? WW is WORKING!

I’m really pumped at how well Weight Watchers is working again. I found a really good group and we’re getting into the summer where fruits and veggies are everywhere!

GYM July 2016 – June 2017: 86(as of 5/15) /120 

Be Creative
You may have noticed my cover picture today….I was gifted all of these knitting needles and some stash yarn from a friend who got them from a friend. I LOVE ACCEPTING OTHER PEOPLE’S CRAFT STUFF! I have a pretty good stash started and I haven’t spent any money on it! I finished the scarf and am excited!! After a few attempts at trying to start a hat and the legwarmers….I think I need more help!

Financial Goals

Pay Down Some Mortgage
I threw $50 on that bitch this week.

Frugal AF
I biked to and from work most days last week thus saving myself $14.40 in SEPTA bus fares.

Mortgage: $778.65/$1,000

Professional Goals

Continuing Education Credits for Health License
I breezed through some chapters at work this week but still have a ways to go.

Learning About Annuities
We did another training on Friday!  Woo!

Blog Goals

A new perspective on bloggery
I read an interesting thread on Reddit this week asking how much time people devote to side-hustles. A lot of people said “Zero” and spend the time one would use on side hustles to enrich their full-time careers instead. I think there’s something to be said about that.

Weekly Updates
20 down and I kind of can’t believe it! 32 weeks to go. 1 more week until VACATION.

Week 19 – Blehgh.

General Health

I still managed to lose weight this week – down .4. 5lbs total!

This week was kind of weird – I didn’t go to the gym once.

I lost the StepBet. I am a failure. I got sick and spent an entire day with a migraine and slept so much that I didn’t even hit 5k steps. I cashed out my money and will try again when I find some more cash in my health budget available.

I would really like to get in a StepBet with friends together – would anyone be interested in that?

GYM July 2016 – June 2017: 85(as of 5/5) /120 

Be Creative
I did forget to mention that last weekend I went to the Maryland Sheep and Wool Festival. I pet a lot of sheep and you can see some of the adventures on my instagram.

Financial Goals

Pay Down Some Mortgage
I put $28.65 down this week because that’s really all I had to spare.

Frugal AF
I was able to score some free meals after an event at work this week. I did my best not to spend on food throughout the week and ate a LOT of chicken wraps.

Mortgage: $728.65/$1,000

$271.35 by the end of June? Hmmmmm!!!

Professional Goals

Continuing Education Credits for Health License
I did work on this a little this week but am having a really hard time slogging through that chapter.

Learning About Annuities
We’re not getting far with these and it’s a little annoying. STILL.

Blog Goals

Murrrr….
It’s hard to post when I’m not feeling great or awesome.

Weekly Updates
Barely but I’m doing it

General Health

I was actually down 1.6 last week!! WHAAAT?

I started biking to work and walking home with a friend. Great exercise! The only issue is the dang fitbit doesn’t count as many steps for cycling so the StepBet is becoming a struggle.

This week was a close one for the StepBet – At 9:15pm on Thursday I realized I was still 5,000 away from my base goal so I jogged in place through 2 episodes of Hidden America. I don’t want to have to do this again.

GYM July 2016 – June 2017: 85(as of 5/5) /120 

Be Creative
Went to knitting circle AND A WHOLE DANG SHEEP AND WOOL FESTIVAL!

Financial Goals

Pay Down Some Mortgage
I was unable to do anything with this this week and hope to do something in week 19

Frugal AF
Biking and walking my commute has saved me a week of bus fare!

 

Mortgage: $700/$1,000

$300 by the end of June? Hmmmmm!!!

Professional Goals

Continuing Education Credits for Health License
I did work on this a little this week!

Learning About Annuities
We’re not getting far with these and it’s a little annoying. STILL.

Blog Goals

What Do You Like About This?
I know it needs more and that I have so many ideas…..but sitting down to actually write blog posts is rather exhausting.

Weekly Updates
Hey, we’re here. Woot woot. Remember when people said that? lol.

Week 17 and it’s gonna be….

justin-timberlake-90s
Courtesy of 90’s 411

Sorry…as a product of the 90’s I can’t NOT make this joke.

General Health

Man…when I’m down, I am DOWN. Week 17’s WW mantra was to be kind to yourself and treat yourself as you would a friend on the same journey. I’m hard on myself. I am mad when I don’t accomplish my goals and even more mad when it’s because I am getting in my own way.

I DONATED BLOOD ON WEDNESDAY. So I’ve stayed on track with that side goal holla. I always feel better doing things that are for the greater good even though I hate needles. I was stabbed a total of 6 times last week between birth control, allergy shots, and blood donation.

My diet was a battle as we managed to get 4 boxes of Insomnia Cookies for Administrative Professionals Day (aka my bosses like me more than your bosses like you day) and I have very little control around baked goods. I also ate a LOT of barbecue so I bet weigh in is going to be rough.

Handling this new StepBet well still. 2 weeks down, 4 more to go!

GYM July 2016 – June 2017: 82(as of 4/28) /120 

Well…..at this point I would have to go to the gym every day between now and July 1 so I think I may have to shift this from July 2016 – August 2017 :( I’m going to keep going and keep trucking to do the best I can but it’s not looking great.

Be Creative
I’ve been knitting AND journaling again. I always get to work early so I’ve just been jotting a few lines down before work hubbub starts. It feels good to try.

I’m still reading “The Subtle Art of Not Giving a Fuck” by Mark Manson and loving it.

I’ve also taken to listening to podcasts instead of music at work and I’m finding it helpful. Personal finance, comedy, and personal growth seem to be my podcast genres.

Financial Goals

Pay Down Some Mortgage
I threw $61.40 in there just to get myself up to an even $700 by the end of April.

Frugal AF
Man, I’m just trying. I slip up here and there on food but at least they’re small. I need to find new breakfast options as I am starting to loathe oatmeal (again) and have fallen prey to the breakfast buffet downstairs because bacon. My budget gets blown one bacon at a time.

I’ve been listening to some personal finance podcasts and find them helpful:

Bad with Money with Gaby Dunn

Radical Personal Finance with Joshua Sheats

Mortgage: $700/$1,000

$300 by the end of June? I hope I can make that work in 2 months!!

Professional Goals

Continuing Education Credits for Health License
I have one more free training with our insurance company and I have not been doing my license stuff. I told you when I’m down I’m DOWN

Learning About Annuities
We’re not getting far with these and it’s a little annoying.

Blog Goals

What Do You Like About This?
Got any feedback? Is there a particular thing you like about my weekly updates? Are they motivating or whiny? Lemme know

Weekly Updates
Doin’ the damn thing.