It’s that time again! Here are my 2020 Goals:
1. NO MORE CREDIT CARD DEBT
I spent a lot of this year cleaning up my own messes and not progressing on my debt snowballs. I’ve now saved up enough cash in my bank account that I should not need credit cards. I’ve got an emergency fund and a budget! There’s no need to give American Express anymore of my dollars. Also, I have Wells Fargo and the Way2Save program takes $1 out of my checking account and puts it into savings every time I make a debit card purchase – I like to think of this as generating my own rewards which feels safer.
2. $2,000 Citi Loan
I did a balance transfer that charges me 50 cents a month interest – way better than my American Express and student loans! But according to the snowball, this has to go so I can put that monthly payment towards the next debt!
3. $7,000 Student Loan #2 of #4
I’ve decided that I am no longer going to let these bitches rack up interest while waiting for America to do something about the student loan crisis. I’m also less and less confident that I will ever get forgiveness through the IDR program. I have 3 loans left totaling $109,000 and they started at $75,000. I’m sick and tired of paying these minimums and watching the interest stack so I’m going to attack these. I already paid off a $3,500 one a few years ago and now I’m going after the $8,500 one. I put some of my bonus towards this one so we’ve only got $7.000 to go in 2020!
4. Get Under 30% Body Fat
I’m at 32% right now so this should be feasible if I actually stick to eating and fitness guidelines. I ran a 10-miler this year and then injured my hip while adjusting to orthotics so I haven’t been very active since September. I signed up for a personal trainer and plan to do more classes and shit this year.
I’m also doing FWFG Kula’s HOME – 30 Days of Yoga in January….thankfully, it starts tomorrow!
5. Get Some Education
I have talked to my supervisor about some exams I’m interested in taking at work….we’ll see what they have to say. I’m at a good point in my life where I’d like to hunker down and do something difficult that will advance my career again.
6. Fill Some Sketchbooks
I love small sketchbooks and have been journaling in them more and need to continue this trend. It’s good for me! I also love doodling and collages so this should be an easy way to handle creativity.
I can’t promise I’ll update often but I do love going back and seeing how far I’ve come.
7. Do Good Shit
I almost forgot about this one! I just want to do more good shit this year. I want to donate more blood and help dogs and just give more to my community. Always looking for more opportunities!
It is August 13th and a whole lot of things have changed since my last blog post on February 3rd. Holy fuck, a lot has changed.
I got married!
I ran the Broad Street Run! In 2:08. I would like to do it in 2020 in under 2 hours.
I got a promotion! I don’t have a great picture for that so enjoy this one:
I’m back on my health bullshit and back on my debt payoff bullshit. So that has been 2019 so far! Let’s see what the rest brings!
I ended up getting so ill Tuesday night that I was up all night and stayed home Wednesday with a terrible migraine situation. I’ve been struggling for the last 2 weeks and it finally came to a head. But here we are! Sunday and ready to go!
Things I’m working on right now…
- Gritty Legwarmers for Running of the Grittys – Date TBD
- Sockhead Slough Hat – I keep this project at work mainly but brought it home to do over the Super Bowl
- Empowering the Painter – only weekly in class right now….I need to clean my creative space to do more.
- Broad Street Run training – yeah….I am going to run 10 miles in May! I can already run 4 miles in about an hour in the beginning of February and my trainer is confident I can handle it (so far…we shall continue to see how my body does!
Also…recently I got a P.O. Box! Want to send mail? E-mail me at firstname.lastname@example.org with the subject MAIL BUDDIES!! and I will send you my P.O. Box. If you give me your address I will send you a lil’ somethin’ :)
Yes – that is huge. But I enjoy enlarging these pictures and going into the nitty gritty and maybe you do too? If it’s annoying please let me know!!
This was my palate and at the end I just played with it and used most of my paint. I enjoy finishing out a class this way. So I glossed a few more canvas boards for tomorrow!
I even threw in a little texture this time. Sometimes I enjoy things that require a little more problem solving.
I was able to knock out a few interesting things this class! The middle piece is something that I started in the last round of Empowering the Painter and brought it back to continue to work through. Lots of problem solving!
My local craft group is having a round of art & craft supply swaps this weekend and I LOVE picking up canvases from these events!! I often get pieces that are half-painted already or even a full piece and I get to enhance on renew and I love that feeling. We’ll see how these go next week!
I’m taking another round of classes at Fleisher Art Memorial and already excited about my first round!
My instructor told me to use canvas board or paper for my palette and I’m super into the results.
And that’s just the palette – not even the paintings that I started. We shall see what comes next!
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I did a lot of creative stuff in 2018!
I did a few projects – several hats. 2 pairs of leg warmers, and some scarves and cowls. The one I created in the featured photo is a mix of handspun from a friend and a black speckled acrylic – all yarn and the needles were obtained at a free craft swap!
My bestied @snitchingonstitches and I did so much yarn dying this summer with so many friends all over the east coast! This isn’t even all of them.
I took a wonderful class at Fleisher that really opened up my creative paths.
A fun project with some of my thicker paintings
I took an abstract painting class and used acrylic paints for the first time! Once I blow through the rest of my oil paints I think I’m going to switch to acrylic and stay there. It’s more cost effective and safe.
So I had a jam-packed year! My personal and professional lives also had a lot of positive shifts. I hope everyone else had a fair 2018 and are ramping up for an awesome 2019!
This week I only went to the gym once with my friend at her new gym. It was pretty swank, but a little out of the way for me to visit regularly.
GYM REIMBURSEMENT GOAL: 95(as of 7/16) /120
Sub-Goal – Donate Blood: 2/6 – next on Thursday!
Focus on Creativity
I worked on my leg warmers.
Pay Off the Fucking HVAC
The final installment just hit my credit card so the ticker has begun. I also got paid so I was able to throw some at this:
Hello Party People!
I need to get rolling on the next 6 months of 2017 and how I’m going to rock them out. I feel like I did pretty good for the first half but I’m going to simplify and go for just a few goals this time:
I would like to really get the last of that gym time in and get that reimbursement by year end!
GYM REIMBURSEMENT GOAL: 94(as of 6/27) /120
Sub-Goal – Donate Blood: 2/6
Focus on Creativity
I think this has been incredibly helpful to me for the last 6 months and I want to continue to focus on keeping my hands busy. On Saturday, I did yarn dying with my knitting circle and on Sunday, another craft group went to an embroidery class at Paradigm Gallery. There’s enough stuff going on between these two groups and all of the stuff I have at home that i’m excited!!
Pay Off the Fucking HVAC
I may or may not have just put out $6,520 for a new HVAC system – it’s good that I don’t have to worry about this for the next decade or so but it sucks. So I would like to pay off as much of this as possible before year-end.
I still haven’t had my annual review at work so I’m holding off…
What are your 2nd half goals for 2017?
Well….this is officially 6 months. Halfway through this year! Let’s see how I did with these goals – you can read my original post from January here
I feel like I did pretty darn good on this one! I’m down 10lbs thanks to Weight Watchers and some of the StepBet games I was in.
Sub-Goal: Donate Blood – I have donated blood twice and need to schedule another because it is time.
Focus on Creativity
I also did well on this one! I’ve been knitting, using the circle loom, had a great time at a collage event, and look forward to continuing this one. Here is some progress on my recent knitting project and part of a collage I started at a collage party:
I did not read as many books as I had hoped but I started a bunch! I only finished Amy Poehler’s YES PLEASE.
Pay Down Some Mortgage
I worked pretty damn hard on this one but the HVAC has me all-cash-on-deck until it’s done.
Save Like a Motherfucker
I was able to put $1,000 in my savings! It has been difficult maintaining it but I feel better know it’s there gaining a lil’ interest. I also moved my IRA to Charles Schwab where some service fees are waived for doing monthly $100 direct deposit. Saving that $1,200 will be really helpful in the long run and I hope to put more cash into it!
I completed half of my insurance Continuing Education credits!
I started to learn about this and think I am going to focus some of my remaining 12 CE credits on deepening that knowledge.
Why The Fuck Are You Reading This?
I think I did pretty good given the huge financial expenses that have popped up.
I can’t believe I did 6 months! Can I make it a year?
How did you do? What are your 2nd half goals for 2017? I want to know.